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Find a rich doctor, marry him, and that $100K turns into $1M in about three years.
"You can marry more in an hour than you can earn in a lifetime."
NUH UH!
Butt lifts... hurt like all get out... a lot of problems...
Lip Augumentation? yeah... all we need is another lady walking around with swollen balloon lips.
tummy tuck? Nah... too much pain... not enough gain.
Now... about that rich doc? There are thousands of lonely rich docs... the problem they have is everytime they try to date someone... it turns out they are nothing more than a gold digger.. and a big waste of time.
Butt lifts... hurt like all get out... a lot of problems...
Lip Augumentation? yeah... all we need is another lady walking around with swollen balloon lips.
tummy tuck? Nah... too much pain... not enough gain.
Now... about that rich doc? There are thousands of lonely rich docs... the problem they have is everytime they try to date someone... it turns out they are nothing more than a gold digger.. and a big waste of time.
Nonsense. They're not a waste of time. He can show her off at cocktail parties. He can protect himself with a six inch thick pre-nup.
Wait. Wait 6 months, As proven in the Stanford marshmallow experiment in 1972 the willingness to delay satisfaction is the best predictor of success in life. The experiment looked at 4 year olds who could eat a marshmallow now or wait 15 minutes and get two, The genius in the experiment was the follow up in 18 years. Those who waited were successful. Those that did not were not nearly as successful.
My question would be: Do you pay interest on the student loan or does it start gaining interest after you graduate?
If you invest 100k into a few stocks or a fund that pay a dividend each year, you could gain 6k - 8k just in dividends. Let's say you do that and wait a few years, and then pay off your student loan just with the money you gained by the dividends, you would still have the original 100k or possibly more, if the value of your stocks / fund goes up. If the value of your stocks / fund would be less than 100k, stick with it and harvest the dividends each year (and possibly re-invest those)
Pay off the debt, park the rest in at least a 6-month CD, and take that time to evaluate your options.
A few years ago, I was in a similar situation involving an even larger windfall. I spent two full years sitting on the money and studying my options. It was the best thing I've ever done. However, I should note that I was already debt-free at the time.
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