i've never done a cc balance transfer. what should i know beforehand?

[jade408]

You can also use the free service, creditkarma.com to check your score. It is sort of a monitoring service. They ballpark your scores, and tell you how to improve them, but you do not get the details on what is driving your score. Just a grade for the key factors. It is kinda like mint.com for credit scores.

[grimace8]

thanks to everyone who responded