Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Now that my balance is zero, I would like some advice on how to use my credit card. What I want to now is keep the balance at $100 or less just in case something breaks down like a TV and I have to buy a flat screen for the time in life.
But since I paid it off I don't spend too much of the money I have left over until I get another cash flow next Thursday. But today I have a date and don't want to use cash at all since I'm waiting for another pay day next week. So I figure I can use the CC today and pay it off next thursday when I get paid. Do you agree with these methods of credit card use below?
1. Use CC for Dates and pay off on next pay
2. Emergenices
3. Entertainment purposes-Trips or Invitations to go out
4. Don't use for work clothes, or food.
5. Do use to pay bills
So siince guys are always expected to pay on dates what should I do if money is TIGHT?
Order a pizza and rent a movie. If you're dating the types that expect to be wined and dined at every moment versus having respect for a guy who keeps his financial house in order and doesn't feel like possibly paying interest to the bank on a dinner at say, Fogo de Chao, change your taste in women.
Order a pizza and rent a movie. If you're dating the types that expect to be wined and dined at every moment versus having respect for a guy who keeps his financial house in order and doesn't feel like possibly paying interest to the bank on a dinner at say, Fogo de Chao, change your taste in women.
That renting movie stuff doesn't happen until after 3 or 4 dates
If you can easily pay if off so there is no balance when you get paid next, then there is no harm in using the card. What I would suggest you do, is as soon as you get paid, pay that amount to the credit card - don't wait until you get the bill or when it's due. That way you don't spend the money you need to pay it on something else.
If you don't think you have the discipline to pay it off each month, I would suggest not using it. And then don't set up dates when you don't have the money to cover it.
If you can easily pay if off so there is no balance when you get paid next, then there is no harm in using the card. What I would suggest you do, is as soon as you get paid, pay that amount to the credit card - don't wait until you get the bill or when it's due. That way you don't spend the money you need to pay it on something else.
If you don't think you have the discipline to pay it off each month, I would suggest not using it. And then don't set up dates when you don't have the money to cover it.
I never understood the whole "PAYING FOR HER TIME" thing when it came to going on dates. So as I became older I just found that it made more sense to pay for FUN and skip the going out to dinner part-lol
So siince guys are always expected to pay on dates what should I do if money is TIGHT?
Order her a glass of water and make long conversation......
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
