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Ahh...now that I'm reading the rest of the thread...the lady doth protest too much (sorry, not trying to be academic). You keep denying the anxiety you repeatedly admit to. Either you can't stop crowing about your good fortune or you're trying to allay your own anxieties. And any time someone points it out, you can't help but try to persuade them otherwise. You're not comfortable...you've said it yourself.
You are perceptive: I have an anxiety disorder.
Last edited by flyingsaucermom; 05-21-2016 at 10:57 AM..
What do you find interesting? There isn't anything remarkable or interesting about it. I had a mortgage, now I don't. Now I have an extra $1200 in my account each month to do as I please.. in other words: options! That's the definition of flexibility!
Um, wouldn't you have had more than $1200 in your account had you not squandered it in a highly illiquid asset like real estate. And now if you would need that money the bank will charge you and arm and a leg to get your own money back.
You guys are arguing with a stay at home housewife with little financial literacy that can't stop talking about themselves. Probably better to just let it go...
You guys are arguing with a stay at home housewife with little financial literacy that can't stop talking about themselves. Probably better to just let it go...
Um, wouldn't you have had more than $1200 in your account had you not squandered it in a highly illiquid asset like real estate. And now if you would need that money the bank will charge you and arm and a leg to get your own money back.
Well, aren't you late to the game.... the $1200 is the amount of EXTRA cash in my account (minus property taxes) each month that used to go towards the mortgage payment. I still have nearly $18k liquid.. enough to cover about 5 months of living expenses.
You know what I did wrong here? I got negative. If I had just said, "oh we are so awesome! I just paid off my mortgage too and I have a 5 month emergency fund left to boot.. we did it! Isn't it GREAT" instead of "That's great, but I hope you're not like me... I had all these little things freak me out and it's sooo scary having SO little money in my account".
Lesson learned: keep it positive!
Well here you go:
Congrats OP.. Doesn't it feel great to have paid off your mortgage! I did it too!
You guys are arguing with a stay at home housewife with little financial literacy that can't stop talking about themselves. Probably better to just let it go...
-I have a job.
-I have enough financial literacy to manage my husband's 401k and our IRAs. Our portfolio is balanced and comparable to those that follow Boglehead principles.
-My husband was the one who wanted to pay off the house. He's very skeptical of investments outside of real estate... which goes back to why I'm managing our tax-sheltered accounts.
I would really like to let this go too.. if you stop talking about me then it will happen.
You guys are arguing with a stay at home housewife with little financial literacy that can't stop talking about themselves. Probably better to just let it go...
That is very rude. Many "stay at home housewives" manage their family's finances. Why would one's employment status affect their "financial literacy"? Some "stay at home housewives" have actual literacy, too. Which is apparently not required for obtaining employment outside of the home.
Well, aren't you late to the game.... the $1200 is the amount of EXTRA cash in my account (minus property taxes) each month that used to go towards the mortgage payment.
Um, the only reason you have $1200 EXTRA cash is because you put a large sum of CASH into your house. The EXTRA money is just the exact same money you don't have now. It's being dribbled back to you at a rate of $1200 a month (minus property taxes).
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