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With constant late payments, your credit score is going to continue to go down.
Consistent late rent payments might mean you're out on the street hoping a new landlord won't check.
With only $1500 left, you aren't going to be able to pick up his deficits very much longer.
I can only tell you what I would do at this point.
Stop paying what profits him...cell phone, truck loan. Let him go without. Tell him you are going to do this and from now on it's his responsibility alone, period, the end.
He'll either wake up and rise to the occasion or not.
If he does , then you start on the other bills and if you still have to pay everything, it's time to pay them for just yourself and let him support himself separately.
You may not want that right now, but continuing to stay with someone so fiscally irresponsible doesn't make your future doesn't look too good anyway.
For me it would be worth every penny to get rid of him and keep the vehicles and current debts.
Sell the vehicles and pay what you can then get yourself back on track financially.
If/when he buys you chocolates or flowers again tell him where to stuff his chocolates and flowers, walk away and don't look back.
regarding the chocolates & flowers, this is what many physical abusers do also, after they beat someone, thye show up with gifts & ask for forgiveness. No way to live. IMO Financial abuse is also bad.
You need to get a divorce from this person.He is NOT pulling his weight.He sounds like a big spoiled baby who doesn't seem to understand the importance of paying things on time,in keeping his word, and to help ones partner in a respectful manner.Get a divorce and move on because things will only get worse with this person and not better..
DIVORCE LAWYER NOW before it gets any worse and pay off what you have too . There is not enough money in the world to make me stay with someone who had no common sense when it comes to buying and paying for things . Yep get rid of him and get yourself back on your feet financially and you will be much happier and better off . This is the year 2017 not 1950 when women had to put up with this garbage . I'm sure a divorce lawyer will be more than happy to help you and yep tell him to stuff the flowers and chocolates where the sun don't shine . Good luck to you .
I also want to thank everyone for recommending marriage counseling but how do you recommend paying for for said counseling when you're already in financial turmoil? Is there some sort of way around this or am I just ignorant?
Do you have a decent sized church nearby? They might provide counseling and Dave Ramsey style financial coaching.
Marriage counseling ? okay I can see where this is going , oh I can reform him sort of thing .ive said my piece and so have a few other posters and she wants to go the marriage counseling route which I can tell you from personal experience does zippo nothing . Good luck though I hope you don't end up on the street .
Do you have a decent sized church nearby? They might provide counseling and Dave Ramsey style financial coaching.
I agree Financial Peace University could benefit him. DR's program is good for people who for whatever reason do not have an innate ability or self-discipline to be financially responsible.
Finances have always been a serious thing for me ...
Then why did you marry someone so irresponsible with their finances? Did this behavior start only after your marriage or was it present before as well?
Did it ever occur to you that you may need to feel the need to control a partner, and you are using money as your control vehicle and this is the reason you continue to choose partners that are not fiscally responsible ??
Your marriage is on a fast path to destruction, and if you both truly desire to prevent this from happening you may need to employ a good counselor who can help your husband change his fiscally irresponsible characteristics and you your fiscally controlling characteristics. Even if this does not repair the damage already sustained and your marriage ends, hopefully you will have gained some insight and made the necessary changes to avoid choosing a future partner with the same characteristics.
PS - You being a veteran and I work at a VA, I can tell you the VA has multiple professionals that can provide you free of charge counseling and you should take advantage of this benefit.
Ding ding ding ding ding! OP, you earned this benefit. Go for it!
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Ding ding ding ding ding! OP, you earned this benefit. Go for it! 
