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This month I have a higher CC bill about $7K, it includes the 6-month car and 12-month house insurance, new washer & dryer, 4K TV for the bedroom and 4k DVD player. The checks will help me a little to keep the economy growing.
Out of the blue my landlady called me today to tell me that I could defer my rent payment until July when she will be in Miami(She leaves out-of state). I had already sent her the April rent payment.
Nevertheless,she will be my priority payment with the stimulus check,as I always intended.
I'm torn between putting it towards my debt or building on my Emergency Fund.
Same here.
I accumulated a lot of debt in 2017 due to buying a house, moving, buying stuff for the house, repairs and also my father got sick and died, so a lot on traveling back and forth, and on top of it all, major car issues.
I finally just completely paid off my credit card balance and am working on paying off a loan I got for new windows, gutters and water heater.
Can't decide if I should apply the stimulus to the loan or keep it as a safety cash fund.
I will NOT be going to restaurants or movies or buying crap.
Out of the blue my landlady called me today to tell me that I could defer my rent payment until July when she will be in Miami(She leaves out-of state). I had already sent her the April rent payment.
Nevertheless,she will be my priority payment with the stimulus check,as I always intended.
That was very nice of her. Does that mean at some point you will need to pay the back rent or is she just letting the other payments slide?
As for the other responses yes if you don't need the money now I would definitely build up your emergency reserves. The economic impact of this will be unimaginable and long lasting, most of us will be relying on an emergency cash reserve.
You mean the trump re-election check?...Well I'll still use it but it's not going to buy back votes for him this year
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