Im very low tech. I ve kept a ledger every since I started to have bills way back in the 70's. One month to a page. I write down all my bills along with all their info. Balance , due date, payment etc. When I pay online I write in the date. I also write notes about stuff. Theyre like little diaries.
I never miss payments cause I know from last month whats due this month. Also I like to do online bill pay in one shot so I pay everything whether I have a bill or not. My credit cards are with my bank so its easy to check the balance on line.
Its kinda funny. My 70's ledgers are pretty sparse bill wise. Then as we got more money the pages got fuller. Now Im retired and the pages are shrinking again.
BTW Im an ANT. The Huz is a Grasshopper.
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