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I havent used one but Lexington Law looks like a decent one.
They charge 99$ Set-Up then different plans you pay monthly.
Of course you could buy a book that instructs how to do it yourself.
Do not ever pay anyone to fix your credit. No one but no one not even you can remove bad credit marks. If you do your homework you can improve your credit yourself and it is free.
In this economic depression the scammer spammers are out in force all with one thing in common......they want your money.
Like the poster above said, go to that annual credit site they showed you. Every one gets one free peak at their credit per year. On this report you have the option to dispute anything on it you dont feel is yours or that you feel is wrong. If it is a legit bad mark it is not removable no way no how. Your complaint takes less then 2 weeks from investigation to deletion.
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