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Mine only went up 9-10% last year. This year I don't even know..I got a letter from my company that they are shopping again to get us the best rates
And I just got a letter from my insurance this week..3 pages of drugs that now have to be pre-approved before they can be prescribed.
This whole healthcare fiasco will blow up before long..just wait.
I'm a Virginian and frankly the coverage sucks here unless you work for the fed and or a large corporation. The whole system was going to implode anyway. At least Obama confronted the situation and not run away from it like the other chicken ****e worthless schumbags did. Obama's plan will change within 4 years because it needs to, its a start at least. If not Americans need to liquidate the fed and form another union. Sounds crazy but having been around for 53 years things don't look good at all.
Are you somehow suggesting that insurance companies are 501(c)3 not-for-profit agencies?
Cut the cute stuff, MO. I am suggesting that increasing rates over and above the increase in costs of providing these mandates is not due to the health reform law. It is due to greed, and wanting to blame it on Obamacare.
Quote:
Originally Posted by HappyTexan
From the article:
"Beginning Sept. 23 or later, many new plans for individuals and small employers must begin letting children stay on their parents' insurance policies until age 26. These plans also face a requirement to eliminate co-payments for preventive care, give coverage to children regardless of pre-existing medical conditions and eliminate lifetime coverage caps."
Now just who did they think would be paying for this ? Any Dem that backed this bill care to answer..who would be paying for these expanded benefits and expanded pool of people ??
Of course premiums have to go up..the goverment had mandated additional and expanded services that are not optional so tThe hey now have to be included in premiums. That's how insurance works folks...
For adult kids to stay on their parents plan to age 26 will not cost the insurance companies anything. Currently, my spouse's plan has one price for employees, a price for employee and spouse, and then kids are extra. So the parents will just continue paying the premium for the kids. But you knew this, b/c we discussed it the other day.
Ending the limit on caps and ending co-pays on preventive care, I don't know as much about.
If a company had a cap and now they don't how do they do accounting to have enough money to pay for infinite care ?
Everyone and their brother will be going for preventative care now that it's free. How often is that allowed ?
Where does the money to cover this come from ?
Isn't that just horrible that people will actually access preventive care. OMG! Someone's cancer or diabetes or whatever might get discovered when it's actually in a curable/treatable stage. Oh, no!
Preventive care is usually done once a year, or as the doctor thinks is necessary. What a concept!
The money will come from premiums, just like it does now. Is one dr. visit w/o a co-pay going to raise premiums that much? I don't think so.
Isn't that just horrible that people will actually access preventive care. OMG! Someone's cancer or diabetes or whatever might get discovered when it's actually in a curable/treatable stage. Oh, no!
Preventive care is usually done once a year, or as the doctor thinks is necessary. What a concept!
The money will come from premiums, just like it does now. Is one dr. visit w/o a co-pay going to raise premiums that much? I don't think so.
Additional money to cover the new benefits and unlimited care.
So folks who backed the bill shouldn't complain to see their premiums rise more than they have in the past.
So one visit a year without a co-pay of say, $20 is justification for raising rates 10% or more, in this time of no inflation?
Is that all you think that is covered now ?
Do you understand what "no cap" means on coverage ?
Do you understand what it means that kids with pre-existing conditions must be covered ?
Who doesn't he threaten. I guiess that is Chicago politcs . The sooner he leave office the better.Hopefully his chinese vredit card is canclled in Nov. and he is a lame duck.
That's ironic, considering how ridiculous this thread is (the usual around here, somebody puts up a fabrication and then all their pals jump on the band wagon and bemoan their imaginary figment.)
What is ridiculous about it?
Are you calling Sebelius a liar?
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