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Typically a hospital will charge a self-pay customer the same amount they get from Medicaid. The $30,000 figure is the so-called 'street price'. Insurance companies negotiate pre-determined pricing and it's always a good deal lower. Rather than suffer acute appendicitis and possible peritonitis, what was it worth to you for them to save your life?
I am thankful I have insurance, and don't get me wrong I don't expect the performance to be free. Then again the pricing shocked me.
If I saved your life and I told you you are now owned by me in return wouldn't that be a fair trade?, I mean you are alive after all because.
Being alive is great, being saddled in life long debt not because of irresponsible spending making you wish you were dead is another matter. Again, one night stay in a hospital and a surgery that isn't considered to be extreme is the cost of many people's year salary? I honestly thought the total submitted would be around $5000 not that I was in a position to bargain and haggle when it happened.
This is a financial setback for me for the amount I owe not covered, but for some it could be a situation with no hope of ever getting past. And frankly, for those people I support a safety net available.
What the hospitals bill and what the insurance pays.
In each instance the insurance pays way less than the bill and it's settled.
Could you do that without insurance ?
No..getting everyone insurance is not the solution because having insurance seems to be the problem.
Do you realize that what when the insurance pays way less than the hospital bills, the patient has to pay the difference in hard cash straight out of their own pocket?
I like the insurance system in this country rather than the the single payer or free system in other countries because it prevents the poor from clogging up the healthcare system. That means less waiting time for me if I need to see a doctor.
I like the insurance system in this country rather than the the single payer or free system in other countries because it prevents the poor from clogging up the healthcare system. That means less waiting time for me if I need to see a doctor.
Nice... those who are less wealthy can just die in the streets, right? But at least you get to wait a few minutes less in the waiting room. Typical right wing.
Nice... those who are less wealthy can just die in the streets, right? But at least you get to wait a few minutes less in the waiting room. Typical right wing.
You have a great eye for sarcasm.
Wait, you probably won't get that, let me try again. - He was being sarcastic.
I was in the hospital last year for a quadruple bypass, stayed in the hospital's ICU for about a month, the bill was 786,000. My insurance covered all of it.
The kicker was all the specialists that were assisting, some of these were doctors, nurses, anesthesiologists etc... The hospital was covered by my insurance but many of the specialists were not signed up with my insurance. Over the past year I got all the bills from these specialists, those bills were over 90,000.
What savings I had <poof> And thank my lucky stars on my prescriptions, they cost me after the insurance copay about 700 a month. And then you tack on an oxygen machine for the house, a couple of spare oxygen tanks for emergencies, nebulizers and for a couple of months a walker. Oh and I had to get a blood pressure machine... Insurance paid for some..
I kept track of every bill and charges and was amazed the double bills I received or being charged the full price... why? the medical company put the paperwork in, didn't get a reply from the Insurance company so they billed me the full price.
I do admit, I'd make a copy of my cancelled check, staple it to the bill and enclose a kind note that it had already been paid. The next statement I'd get have the charges removed...
Quote:
Originally Posted by Bostonian123 I like the insurance system in this country rather than the the single payer or free system in other countries because it prevents the poor from clogging up the healthcare system. That means less waiting time for me if I need to see a doctor.
There are a couple of health care systems here, one of the hospitals treats both the poor and illegal aliens. It is swamped almost 24/7
So what's the point of this thread. The rest of us should pay your hospital bills?
Right Doesn't it spark any thought in you that possibly one day you may be overwhelmed by a chain of events that could make everything you worked for lost, and hope for a future without liens and judgments against you? Wouldn't you like to know that if such a disaster happened to you your fellow Americans would be willing to lift you up and bring you back into being a productive person with hope?
No I don't want you to pay my effin bills, I don't go through life like that however some of my tax money going to help someone truly in a emergency I don't see as being sucked dry by some looser looking for a freebie. I see it as looking out for each other when it truly is needed.
It still isn't addressing the costs listed, so I give free time for liberals and conservatives to speak your mind on what can be done to fix the spiraling costs that are out of wack from most peoples budget. Yes most have insurance, what about the portion in a situation that lost it or can't get it, do we do anything about that or not?
Hopefully this doesn't turn into a liberal vs conservative name calling fest.
According to the posted hospital bill, you could have saved a lot of money if you would have cut out the sterile supplies and the operating room.
Next time I'll remember to bring my own cutting tool and can of sterno to sterilize it ok?
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But at least you get to wait a few minutes less in the waiting room. Typical right wing.
Doesn't it spark any thought in you that possibly one day you may be overwhelmed by a chain of events that could make everything you worked for lost, and hope for a future without liens and judgments against you? Wouldn't you like to know that if such a disaster happened to you your fellow Americans would be willing to lift you up and bring you back into being a productive person with hope?
