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Typical Medicare beneficiaries receive 2-3x in benefits compared to the money they put in. No private insurance entity could stay in business with that sort of payout risk.
Exactly, you are preaching to the choir. No one can make money insuring elderly sick people with a zillion diseases. The only place where money can be made is in insuring the young.
Medicare insures the old and loses money----------rightfully so.
Private Health Insurance provides coverage to the young and makes a profit.
What is wrong with this picture????????? Can you see it??
OK, you are free to pay $20,000 per simple surgery that would cost around $2,000 somewhere in the Western Europe to an uninsured foreigner. You are free to pay $10,000 per ER visit to set a simple broken bone, the service that even gosh forsaken poor countries feel obliged to provide free of charge to everyone unlucky enough to break that bone. Even despicable insurance industry cannot contain boundless greed of medical biz. Why do you defend indefensible? Why do we need an overpriced industry whose services we cannot afford?
Docs and hospitals do pro-bono work regularly.
Whatever a doctor or a hospital charges for services is moot since the pay schedule is set by Medicare and the Private Insurance. The only docs that can charge at lib are the plastic surgeons.
That was my experience in the past 10 years, minor health issues, make appointments with a doc, I listen bunch of trivialities diluted with fake smiles, issue was not solved, I do research, order bloodtests (myself) through labcorp, point at a mistake in dosage or the kind of medication, get my suggestion rubberstamped, get pills, feel better. Basically, I do all the work, and pay tribute to medical biz holding monopoly over the most innocent prescriptions (steady, unearned income raketeers enjoy). Then I get a major problem, the morons show total lack of common sense, expertise (plenty of fake smiles though), and basic human concern, they screw me etc. really bad and get paid hansomely in the process. The medical monopoly over prescriptions generate steady business but makes no sense for huge number of meds. Hey, if I cannot afford $300 per trivial visit, I should be given an option to "self-medicate", it is not rocket science really.
Whatever a doctor or a hospital charges for services is moot since the pay schedule is set by Medicare and the Private Insurance. The only docs that can charge at lib are the plastic surgeons.
As somebody who was overcharged 20 times fold by a hospital, no kidding, the sobs have no shame, I would say that they can charge at will anyone who has no big, bad insurance guys fighting for their slice of a pie, imagination is their only bound if they know you are on your own.
Exactly, you are preaching to the choir. No one can make money insuring elderly sick people with a zillion diseases. The only place where money can be made is in insuring the young.
Medicare insures the old and loses money----------rightfully so.
Private Health Insurance provides coverage to the young and makes a profit.
What is wrong with this picture????????? Can you see it??
I'm not preaching to you. This is for general information. You already get it.
Medicare will necessarily increase our deficits/National Debt moving forward, unless we the people decide otherwise.
As somebody who was overcharged 20 times fold by a hospital, no kidding, the sobs have no shame, I would say that they can charge at will anyone who has no big, bad insurance guys fighting for their slice of a pie, imagination is their only bound if they know you are on your own.
Hospital bills are very negotiable. Find out what the insurers pay your hospital for similar encounters, and shoot for 1/2 of that. Be sure to look and sound destitute or disreputable when you talk with them. 1/3 is typically very easy.
Whatever a doctor or a hospital charges for services is moot since the pay schedule is set by Medicare and the Private Insurance. The only docs that can charge at lib are the plastic surgeons.
I dont want pro bono, I dont want them working for free, I want sane, reasonably priced service the rest of the developed world enjoys. If a median income does not buy much of healthcare, there is no point for that industry, it should be re-classified as luxury goods provider.
That was my experience in the past 10 years, minor health issues, make appointments with a doc, I listen bunch of trivialities diluted with fake smiles, issue was not solved, I do research, order bloodtests (myself) through labcorp, point at a mistake in dosage or the kind of medication, get my suggestion rubberstamped, get pills, feel better. Basically, I do all the work, and pay tribute to medical biz holding monopoly over the most innocent prescriptions (steady, unearned income raketeers enjoy). Then I get a major problem, the morons show total lack of common sense, expertise (plenty of fake smiles though), and basic human concern, they screw me etc. really bad and get paid hansomely in the process. The medical monopoly over prescriptions generate steady business but makes no sense for huge number of meds. Hey, if I cannot afford $300 per trivial visit, I should be given an option to "self-medicate", it is not rocket science really.
You do have the option with OTC meds. Other than that it can get very dicey very quickly for the ill informed. As a doc myself I will give many reliable and knowledgeable patients all sorts of prn meds, that they can basically take from there and manage on their own.
That was my experience in the past 10 years, minor health issues, make appointments with a doc, I listen bunch of trivialities diluted with fake smiles, issue was not solved, I do research, order bloodtests (myself) through labcorp, point at a mistake in dosage or the kind of medication, get my suggestion rubberstamped, get pills, feel better. Basically, I do all the work, and pay tribute to medical biz holding monopoly over the most innocent prescriptions (steady, unearned income raketeers enjoy). Then I get a major problem, the morons show total lack of common sense, expertise (plenty of fake smiles though), and basic human concern, they screw me etc. really bad and get paid hansomely in the process. The medical monopoly over prescriptions generate steady business but makes no sense for huge number of meds. Hey, if I cannot afford $300 per trivial visit, I should be given an option to "self-medicate", it is not rocket science really.
Good for you. Next time try to provide a better medical history. It takes a lot of talent to make an accurate diagnosis in 10-15 minutes.
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