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Old 10-16-2011, 09:05 AM
 
Location: Pa
20,300 posts, read 22,274,572 times
Reputation: 6553

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Some of us would get a second job. Some of us would elect to not have internet, or sat tv. Forget the cell phone. Yes you can live without one. I still dont have one and I doubt that I ever will.
The proble with games is that they seldom reflect reality and set up parameters that prevent you from doing what you can actually do if it were allowed.
Whre I work the average for promotion to level 2 is about 18 months. My people promote early average for my crew is 13 months. I got my level 2 in 9.
Level 3 is 36 months. I did it in 17. My folks avg about 30 months. If there was a rule restricting this then of course no one could do better than what the parameters allowed.
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Old 10-16-2011, 09:06 AM
 
3,504 posts, read 3,937,073 times
Reputation: 1357
Quote:
Originally Posted by malamute View Post
I didn't play the game -- but why would someone making $9 an hour have credit card payments?
most people have credit card payments. thats a fact of life for most people. 73 percent of americans have credit card debt according to a 2010 reuters article. with the economy the way it is that number is probably in the upper 70's now.
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Old 10-16-2011, 09:09 AM
 
47,525 posts, read 69,882,504 times
Reputation: 22474
Yes, I decided to look at the game and I can tell it's a farce right off - they give you no choices in housing costs for one. I wouldn't get a luxury apartment for over $700 for starters, maybe have a room mate or buy a used mobile home, live with parents.

It assumes you have a pet even though you know apartments dont accept them and that there are no choices in your health care plan, it gives you one higher premium to pay, not the cafeteria plans that are often offered. I've never paid over $300 for a car repair either, many car repairs can be done yourself and there's always the option of using the bus or riding a bike.
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Old 10-16-2011, 09:11 AM
 
47,525 posts, read 69,882,504 times
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Quote:
Originally Posted by tropolis View Post
most people have credit card payments. thats a fact of life for most people. 73 percent of americans have credit card debt according to a 2010 reuters article. with the economy the way it is that number is probably in the upper 70's now.
That's their own bad choices. I wouldn't have the credit card or make those kinds of purchases if I made $9 an hour.

In fact I've made less than that and didn't have serious financial problems.
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Old 10-16-2011, 09:11 AM
 
Location: Maryland
18,630 posts, read 19,475,637 times
Reputation: 6463
Quote:
Originally Posted by Neutral View Post
When was this?

I mean, what decade?
Late 90s early 2000s.
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Old 10-16-2011, 09:13 AM
 
3,504 posts, read 3,937,073 times
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Originally Posted by EdwardA View Post
Late 90s early 2000s.
when did you come from ghana? how old are you?
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Old 10-16-2011, 09:21 AM
 
Location: Great State of Texas
86,052 posts, read 84,714,840 times
Reputation: 27720
Quote:
Originally Posted by tropolis View Post
most people have credit card payments. thats a fact of life for most people. 73 percent of americans have credit card debt according to a 2010 reuters article. with the economy the way it is that number is probably in the upper 70's now.
But if you're making only $9/hr you shouldn't qualify for one.
Loose lending standards though allow this today.

But at one time they didn't. You could get refused for a credit card.
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Old 10-16-2011, 09:25 AM
 
3,504 posts, read 3,937,073 times
Reputation: 1357
Quote:
Originally Posted by HappyTexan View Post
But if you're making only $9/hr you shouldn't qualify for one.
Loose lending standards though allow this today.

But at one time they didn't. You could get refused for a credit card.
i wouldnt say necessarily they shouldnt be able to qualify. if they can make it work somehow, then why not?
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Old 10-16-2011, 09:32 AM
 
Location: Great State of Texas
86,052 posts, read 84,714,840 times
Reputation: 27720
Quote:
Originally Posted by tropolis View Post
i wouldnt say necessarily they shouldnt be able to qualify. if they can make it work somehow, then why not?
Look at this country today..few if any can "make it work".
Way too many are shouldering too much debt for their own good.

Credit card debt skyrocketing while savings falls or stagnates should tell you there's a massive debt problem with people, companies and governments.
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Old 10-16-2011, 09:32 AM
 
Location: Fort Worth, TX
9,394 posts, read 15,727,962 times
Reputation: 6264
Quote:
Originally Posted by HappyTexan View Post
But if you're making only $9/hr you shouldn't qualify for one.
Loose lending standards though allow this today.

But at one time they didn't. You could get refused for a credit card.
i got one working for $10/hr at a supermarket, lol.

have yet to make a late payment on it!
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