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i wouldnt say necessarily they shouldnt be able to qualify. if they can make it work somehow, then why not?
I would guess a number of people making $9 an hour can have a credit card and do make the payments.
Someone still living with parents, someone with a roommate in an apartment that costs $400.
Also the part of country where someone lives makes a difference. You might not do well in Manhatten on $9 an hour but you can certainly make it on that in other places. If you lived in Manhatten though you most certainly wouldn't want to have a car.
I would guess a number of people making $9 an hour can have a credit card and do make the payments.
Someone still living with parents, someone with a roommate in an apartment that costs $400.
Also the part of country where someone lives makes a difference. You might not do well in Manhatten on $9 an hour but you can certainly make it on that in other places. If you lived in Manhatten though you most certainly wouldn't want to have a car.
thats what im saying. it depends on your situation, and not really about how much you make.
if im making 9 an hour and living with people, and have little to no expenses, then there should be no reason why they couldnt get a credit card.
"Most Americans know the facts about low-wage work, but many have been lucky enough to avoid actually having to live on $8 or $9 an hour. A computer game called Spent gives you the opportunity to see what it would be like to walk in a poor person’s shoes."
The non-profit that helped design the game opts for a "tough love" approach to choices:
After trying to shop for digital groceries, however, that fact is punctuated by comments like “With these groceries, you’re going to [have a hard time].” If you elect to eat a cheap burger rather than a salad you’re told, “Perhaps that’s why low-income workers like you are more likely to be overweight.”
Would you be motivated to donate after playing the game or are you put off by the underlying agenda?
Why is the left so obsessed with trying to prove you can't make it in America? That's total BS.
thats what im saying. it depends on your situation, and not really about how much you make.
if im making 9 an hour and living with people, and have little to no expenses, then there should be no reason why they couldnt get a credit card.
True. I know a professional couple - one a physician and the other a lawyer who ended up in huge debt and declared bankrupcy.
A lot of those people with big credit card debt aren't exactly low income. Many low income people can actually handle a credit card better than those with high incomes.
thats what im saying. it depends on your situation, and not really about how much you make.
if im making 9 an hour and living with people, and have little to no expenses, then there should be no reason why they couldnt get a credit card.
And then pay off that debt every month instead of saving it.
That's the problem. Many don't know how to use credit (debt) wisely and it only takes one "mad shopping spree" to put them in trouble.
The savings rate in this country is abysmal. People have no emergency funds, no cushion to tide them over. But they have the latest gadgets and designer clothes.
And that goes for people who do make good money as well.
The problem I have is that these entry level min wage jobs have turned into "careers" for some people. That was NEVER the intent. It was an entry into the labor market, not your job for life.
If all you aspire in life is to flip burgers then no, you will never have a decent living.
But that's your choice. And don't cry.."but this recession...". What about 2005 and before ?
Why do you have burger flippers working for 5-8 years still flipping burgers and then try to raise a family and complain ?
Whose intent? Your statement implies that there is a central economic planner who creates jobs for specific people and circumstances. That's not the case. People who spend their lives flipping burgers or doing something menial for Walmart do so because they can't find anything better.
Let's be real here for a moment, shall we? Some people are not able to do anything other than menial labor. There used to be a lot of good paying jobs for these people, so long as they were willing to show up to work on time and work hard while they were there. Those jobs left with NAFTA. That's the problem.
The only job left that pays a decent wage that is available to a person of good character who is able to work hard, but who may not be particularly bright or skilled, is truck driving -- and I hear that lawmakers are working on getting Mexican trucks on U.S. highways, so that job will soon go away too.
So what choices do the menial labor crowd have? They can flip burgers, go on welfare or make do with very, very little. Personally, the solution I like to America's labor problem is that we start paying menial laborers more -- if that means that people at the top of the economic pyramid get less of the profits so that people at the bottom get more -- great! History shows that societies with less disparibty between the rich and everyone else are more stable, prosperous and enjoyable to live in.
So what choices do the menial labor crowd have? They can flip burgers, go on welfare or make do with very, very little. Personally, the solution I like to America's labor problem is that we start paying menial laborers more -- if that means that people at the top of the economic pyramid get less of the profits so that people at the bottom get more -- great! History shows that societies with less disparibty between the rich and everyone else are more stable, prosperous and enjoyable to live in.
You know that once those burger flippers start making $15-20 per hour then all wages across the spectrum will go up.
Will all companies across the board just absorb that triple increase in salary for all their workers ? No. Instead the cost of the goods you buy will increase to cover it. Where does that leave you but back where you started.
You know that once those burger flippers start making $15-20 per hour then all wages across the spectrum will go up.
Will all companies across the board just absorb that triple increase in salary for all their workers ? No. Instead the cost of the goods you buy will increase to cover it. Where does that leave you but back where you started.
A very true point of economics . People are paid based on the need of their jobs and the relative skill level involved.
I wish there was a website that let people understand the challenges in meeting $50 or $100 or $200 per hour in business overhead costs, including wages.
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. People are paid based on the need of their jobs and the relative skill level involved.
