Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
If not, why do lefties feel as though health insurance is?
There are many, many people who suffer financially after the death of a bread winner (for you lefties, a bread winner is someone who performs a duty or task for monetary gain....aka a "job") because they neglected to plan.
And, in what way is Social Security going to do anything? If the surviving spouse is old enough to retire, ok, but what if not? Disability?
A woman that has been confined to a wheel chair for the last 7 years has been trying to get disability for the last 7 years. She's on her second law firm. DENIED! DENIED! DENIED! That does a lot of good, doesn't it?
A guy with three small kids was rear-ended at a traffic light. After three back surgeries, all the doctors have told him he will never work as a mechanic again. Disability? DENIED, three years and counting.
Another woman has restricted circulation. In one leg, the blood vessels are almost completely blocked. Doctors say the condition is irreversible. She's not even putting in for disability because by the time it comes through, she'll probably be dead anyhow.
Yet, when I was signing up for my retirement, a young couple with a three-year-old daughter were taking turns dancing with the girl and seemed to be the picture of health, and both were collecting disability. I was unable to see anything about them that was disabled. A guy, missing an arm at the shoulder was getting DENIED. I've seen other guys that are collecting (and have been for quite some time) that are holding down full-time jobs in construction.
So, if the "breadwinner" dies at about age 45, and the spouse is near, or the same age, what is Social Security going to do? Please tell us.
Social Security might do some good if Bin Laden were to light a fire under their butts.
And, in what way is Social Security going to do anything? If the surviving spouse is old enough to retire, ok, but what if not? Disability?
A woman that has been confined to a wheel chair for the last 7 years has been trying to get disability for the last 7 years. She's on her second law firm. DENIED! DENIED! DENIED! That does a lot of good, doesn't it?
A guy with three small kids was rear-ended at a traffic light. After three back surgeries, all the doctors have told him he will never work as a mechanic again. Disability? DENIED, three years and counting.
Another woman has restricted circulation. In one leg, the blood vessels are almost completely blocked. Doctors say the condition is irreversible. She's not even putting in for disability because by the time it comes through, she'll probably be dead anyhow.
Yet, when I was signing up for my retirement, a young couple with a three-year-old daughter were taking turns dancing with the girl and seemed to be the picture of health, and both were collecting disability. I was unable to see anything about them that was disabled. A guy, missing an arm at the shoulder was getting DENIED. I've seen other guys that are collecting (and have been for quite some time) that are holding down full-time jobs in construction.
So, if the "breadwinner" dies at about age 45, and the spouse is near, or the same age, what is Social Security going to do? Please tell us.
Social Security might do some good if Bin Laden were to light a fire under their butts.
Simple term life..enough to cover funeral expenses is NOT expensive.
If not, why do lefties feel as though health insurance is?
There are many, many people who suffer financially after the death of a bread winner (for you lefties, a bread winner is someone who performs a duty or task for monetary gain....aka a "job") because they neglected to plan.
Who is responsible for those people?
Personally I'm glad the lefties think someone else should take care of this. My dh would not purchase life insurance, for years, because I was the primary bread winner. Then he had three heart attacks and I lost my engineering job. Fortunately, my company purchased a guaranteed continuation of beneifits policy so we were able to continue the life insurance I had on him through them ($100K for a cost of nearly $500/month ) so I won't lose the house if he dies but I'm SOL when it comes to living expenses, BUT, my kids will get social security and grants to go to college. On a teacher's salary, I'll probably qualify for other government help too...
I do, however, agree with you in theory but one has to remember that the beneficiaries of a life insurance policy can no longer force one to be purchased. I could not insure my dh (If I could have I would have back when he was healthy) without his consent. He refused to give it. So the question is should the kids and I suffer for that decision on his part?
Health insurance is different because the person using the policy is the person buying the policy. It's for the benefit of the purchaser not their heirs. I would consider health insurance to be more of a responsibility of the person using it than life insurance.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
) so I won't lose the house if he dies but I'm SOL when it comes to living expenses, BUT, my kids will get social security and grants to go to college. On a teacher's salary, I'll probably qualify for other government help too...
