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Neither of your arguments make sense. Anyone with a brain knows employer insurance is cheaper than private insurance, which is what Obamacare is.
you 2 continue to talk about it as if it is government when in reality it is just private insurance made available for view in one location. If you buy insurance on the exchanges then you are actually buying it from Blue cross blue shield or Humana, not the U.S. government.
What doesnt make any sense is how you dont know that anyone who obtains employers insurance, also gets their insurance from Blue Cross, Humana etc..
Why would it be cheaper to insure person A through an employer, vs privately? Do you think they suddenly get healthy when they switch jobs? Of course not.
The fact that the employer is picking up the tab, doesnt make it cheaper
You would think that anyone knows that. But I'm amazed how many people on this forum have no clue how insurance works.
Someone who buys insurance, and pays taxes which subsidizes ACA, indeed pays for someone elses insurance. The other poster was 100% accurate.. They said nothing about buying it from the US Government..
You would think that anyone knows that. But I'm amazed how many people on this forum have no clue how insurance works.
If you think about it those same people don't know how taxation works or healthcare insurance. No damn wonder they think Obama is a savior. They believe what he tells them because they don't know better.
One of the most despicable things about this whole debate is how a whole industry has been lied about, castigated and abused with the most ridiculous and obvious lies. The one swallowed by Djboutit seems to be believed by about 99.9% of Obamacare supporters, and it is a total fabrication.
Now, speaking of my own situation, here is a way to start out a true sentence with the phrase "ACA is the only health insurance where you:"
**ACA is the only health insurance where you have to pay 50% of the bill even after you absorb the biggest deductible you've ever had in your life--even for in-network providers.
I wish all the koolaid drinkers would wake up and start working on sensible reforms of the reform. It is inevitable, sooner or later, and the longer it is put off the more people will suffer from it.
I am sorry you are misinformed.
Don't care for a high deductible? Pay more for a lower deductible plan that's the way all insurance works. The annual out of pocket cap includes the deductible.
Germany has the oldest healthcare system, dating back to the 1800's. It has been continuously reformed, all along
Don't care for a high deductible? Pay more for a lower deductible plan that's the way all insurance works. The annual out of pocket cap includes the deductible.
Germany has the oldest healthcare system, dating back to the 1800's. It has been continuously reformed, all along
We were told high deductible plans were junk, along with catastrophic policies.. Why are they so prevelant with ACA?
Please remember Walmart gets to write off the coverage ,so it is the tax system which pays for the coverage. The ACA set up individuals who could not get into group coverage, now they are in a group which is called the individual market. They are now able to take advantage of tax rules that at one time were only available to large group plans that corporations used to purchase coverage for the employees. They are also able to get refunds or rebates if their group does not use 80% of monies taken in for healthcare.
The ACA also mandates that employers of 50 or more employees must offer coverage or give the employee options for coverage(a lump sum to find coverage)
Please remember Walmart gets to write off the coverage ,so it is the tax system which pays for the coverage. The ACA set up individuals who could not get into group coverage, now they are in a group which is called the individual market. They are now able to take advantage of tax rules that at one time were only available to large group plans that corporations used to purchase coverage for the employees. They are also able to get refunds or rebates if their group does not use 80% of monies taken in for healthcare.
The ACA also mandates that employers of 50 or more employees must offer coverage or give the employee options for coverage(a lump sum to find coverage)
Writing off an expense does not mean the taxpayers pay for it..
Educate yourself on the difference between tax deduction, and a tax credit before you say something so stupid again.
BTW Not ALL customers using ACA get it subsidized.
The do however get to use clinics and hospitals that may have care not up to the bar set by those subsidized by the Walmart health Plan.
Insurers have and continue to put a higher value on large group insurance consumers than the individual policy market. It makes more sence for insurers to focus on the 80% than individuals looking for cheap insurance products. This has nothing to do with the ACA.
I just read the (Examiner) article and they, ahem, don't bother to mention that the premiums for Walmart are heavily subsidized and the premiums for ACA aren't.
WHOWOULDATHOUGHT!?
[at least the Examiner remains consistent in its Fox-like "reporting"...]
#2 The article has a serious point you are evading. Democrats for years have criticized Walmart for having too expensive healthcare with out enough coverage.
Democrats are now pretending that Obamacare is affordable and great coverage -- despite it being more expensive for less coverage than Walmart Health Insurance.
Just because your cousin isn't having to pay doesn't make it free. The taxpayers are still paying the full cost of the plan.
We don't pay for our healthcare insurance. My huband's employer picks up the tab and deducts the cost from their taxable profit.
If my husband chooses to retire and opt into Medicare, I would need an individual policy. Since I am self employed the cost becomes a deductible for income tax purposes.
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