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ACA won't allow a insurer to cancel a policy today because you got sick. With ACA, if your insurer pulls out of state or decides not to offer a policy the next year, then you can choose from another other policy that is available. But they aren't simply kicking you off the policy and refusing to cover claims that took place while you had insurance.
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So cancelled policies under the ACA are OK as opposed to cancelled policies before the ACA?
So cancelled policies under the ACA are OK as opposed to cancelled policies before the ACA?
Are you ignoring the fact that under the ACA, if a company pulls out of the state or otherwise stops offering insurance you can simply pick a different plan and not have to worry about being denied? Or is it just that you don't understand the significance of the difference?
Are you ignoring the fact that under the ACA, if a company pulls out of the state or otherwise stops offering insurance you can simply pick a different plan and not have to worry about being denied? Or is it just that you don't understand the significance of the difference?
It would appear you want me to say that it's just fine for people to lose coverage (even when they are promised it won't happen) if it happens under the ACA. Not feeling it.
Your state must have a very efficient connector. I'm afraid mine is not.
It would appear you want me to say that it's just fine for people to lose coverage (even when they are promised it won't happen) if it happens under the ACA. Not feeling it.
Give me some examples of people losing coverage under the ACA and not being able to replace it.
Give me some examples of people losing coverage under the ACA and not being able to replace it.
It happened to my family the first year of the ACA, despite the promise that BO made that it would not happen.
None of the replacement plans was ever as good as the ones we had. The premiums have also increased. So if you want to say it's an accomplishment to be able to replace the policy BO promised we wouldn't lose with inferior coverage at greater expense go right ahead. Just don't expect everyone to be equally impressed.
The problem is less being able to replace it but in being able to afford replacing it and then being able to actually afford to use it.
That's a valid argument to make, but if that was what he wanted to talk about perhaps he should have said so instead of talking about something completely different and then moving the goalposts.
Lots of people will discover the virtues of ACA once it's gone and replaced by a half-baked Republican plan...which BTW they've had over SIX years to refine.
Let's be honest, no one was refining anything. they just want it to go back to the way it was. The GOP has zero solutions and now they're all on the hot seat for it in their town halls.
Quote:
Originally Posted by Minethatbird
When I see a virtue of the ACA I'll mourn its departure.
That hasn't happened yet.
Quote:
Originally Posted by JAMS14
More than 20 million people who were previously uninsured are now insured. Millions of people who could not get insurance due to preexisting conditions are now receiving treatment. People can no longer be dropped once they reach some arbitrary number set by an insurance company. People can no longer be dropped merely for getting sick and making a claim on an insurance policy that they paid into for years. Millions of kids under 26 are able to stay on their parent's policies.
On a personal note, I discovered a condition I wasn't aware of because I had no insurance for 10 years prior to the ACA and so never saw a doctor. I am receiving medical treatment for it now because of the ACA. My sister ended up in the ICU a few years back and is now under a doctor's care for a myriad of chronic medical conditions--made worse because she was uninsured and didn't see a doctor for years--because she was lucky enough to live in a state that expanded Medicaid. She would be dead now if not for that expansion.
There are a few virtues for you.
Minethatbird and many others like him or her seem to lack the capacity for abstract thinking. It's kind of like a motorist who refuses to pay for seatbelts or airbags in their car because they don't think they'll ever get into an accident, or have never been in one so why should they waste money on it.
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