Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Politics and Other Controversies
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 04-20-2017, 03:39 PM
 
Location: San Diego
18,741 posts, read 7,617,731 times
Reputation: 15011

Advertisements

Liberals (in both parties) keep insisting we have to have a government health plan that covers pre-existing conditions. So why haven't we had one all along?

The answer is, because they are fantastically expensive. And the American people don't want to put out that kind of money for a health plan, even if it does cover pre-existing conditions.

Obamacare covered pre-existing conditions. And the premiums for it were sky-high, and getting higher all the time. So most people wound up hating it. Donald Trump was elected in part for promising to repeal it.

So now Democrats are screaming (do they ever stop screaming?) that republicans are trying to take away insurance for pre-existing conditions. And/or, when a plan that does cover them is proposed, the costs wind up being sky-high... again. And people won't want that any more then they wanted Obamacare, once the bills start to arrive.

So long, strident arguments spring up, between one side that is angry that the other side is taking away coverage for pre-existing conditions; while the other side is angry that the first side is trying to force them to buy coverage that is fantastically expensive and nobody wants to pay that much.

Why don't we just present the question in terms that take in both facts, and let the American people decide?

"Do you want a health plan that covers pre-existing conditions, if it costs an extra $600/month?"

Or whatever the increase would be for such a plan. And name the FINAL increase, not the first "slight" increase that would then get raised next year, and then raised some more the following year etc., as Obamacare was?

And then stop blaming the politicians. Blame instead the people who don't want to pay that kind of money, or the people who want to force them to pay it whether they want to or not.

The American way, is to vote on such a thing, and then everybody goes along with the outcome even if they didn't vote that way. Anybody have a problem with that?
Reply With Quote Quick reply to this message

 
Old 04-20-2017, 04:29 PM
 
Location: Central Mexico and Central Florida
7,150 posts, read 4,907,598 times
Reputation: 10444
If you have cancer and it recurs and you don't have coverage, 600 bucks a months will seem like peanuts.
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:35 PM
 
4,983 posts, read 3,293,037 times
Reputation: 2739
Humans grasping for Immortality is expensive.
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:36 PM
 
Location: San Diego
18,741 posts, read 7,617,731 times
Reputation: 15011
Quote:
Originally Posted by dothetwist View Post
If you have cancer and it recurs and you don't have coverage, 600 bucks a months will seem like peanuts.
Are you willing to add $600/mo to your current insurance bill?
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:36 PM
 
Location: on the edge of Sanity
14,268 posts, read 18,943,904 times
Reputation: 7982
Quote:
Originally Posted by dothetwist View Post
If you have cancer and it recurs and you don't have coverage, 600 bucks a months will seem like peanuts.
This is a ridiculous comment. Apparently you've never had a serious illness or you've been fortunate enough to have good coverage. An extra $600 a month might as well be an extra $6,000 a month if you can't afford to pay the premiums.

Anyway, I used to know people who paid 3 times that amount for coverage because of pre-existing conditions.
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:42 PM
 
41,110 posts, read 25,750,585 times
Reputation: 13868
Quote:
Originally Posted by Roboteer View Post
Are you willing to add $600/mo to your current insurance bill?
Well let's see. Pre-Obamacare my insurance was $450 a month / $2,500 deductible. Post Obamacare, my insurance is over $900 a month / $4700 deductible. And I don't get subsidies.
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:43 PM
 
18,983 posts, read 9,080,699 times
Reputation: 14688
Get the middle man out of healthcare. Insurance companies making a profit off of our sickness and misfortunes is immoral. And their greed for more, more, more is what drives the cost of healthcare ever higher. We don't need them, and healthcare would be much more cost effective without them. I'd rather send what I pay in premiums every year to the federal government as a tax and have Medicaid for all than send it into the pocket of some greedy insurance exec, who is going to do everything he can to make sure I don't get the services I'm paying for.
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:45 PM
 
Location: Lone Mountain Las Vegas NV
18,058 posts, read 10,360,489 times
Reputation: 8828
Quote:
Originally Posted by Roboteer View Post
Liberals (in both parties) keep insisting we have to have a government health plan that covers pre-existing conditions. So why haven't we had one all along?

The answer is, because they are fantastically expensive. And the American people don't want to put out that kind of money for a health plan, even if it does cover pre-existing conditions.

Obamacare covered pre-existing conditions. And the premiums for it were sky-high, and getting higher all the time. So most people wound up hating it. Donald Trump was elected in part for promising to repeal it.

So now Democrats are screaming (do they ever stop screaming?) that republicans are trying to take away insurance for pre-existing conditions. And/or, when a plan that does cover them is proposed, the costs wind up being sky-high... again. And people won't want that any more then they wanted Obamacare, once the bills start to arrive.

So long, strident arguments spring up, between one side that is angry that the other side is taking away coverage for pre-existing conditions; while the other side is angry that the first side is trying to force them to buy coverage that is fantastically expensive and nobody wants to pay that much.

Why don't we just present the question in terms that take in both facts, and let the American people decide?

"Do you want a health plan that covers pre-existing conditions, if it costs an extra $600/month?"

Or whatever the increase would be for such a plan. And name the FINAL increase, not the first "slight" increase that would then get raised next year, and then raised some more the following year etc., as Obamacare was?

And then stop blaming the politicians. Blame instead the people who don't want to pay that kind of money, or the people who want to force them to pay it whether they want to or not.

The American way, is to vote on such a thing, and then everybody goes along with the outcome even if they didn't vote that way. Anybody have a problem with that?
the vast majority of Americans have policies that cover pre-existing conditions. The only thing ACA did is extend that coverage to individual insured.

Simplest way out is to extend single payer to all. Actually saves some money. And we no longer have to deal with any of these problems like pre-existing conditions. And the time may be right as the Republicans find they have no good alternative.
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:52 PM
 
Location: on the edge of Sanity
14,268 posts, read 18,943,904 times
Reputation: 7982
Quote:
Originally Posted by Roboteer View Post
Liberals (in both parties) keep insisting we have to have a government health plan that covers pre-existing conditions. So why haven't we had one all along?

The answer is, because they are fantastically expensive. And the American people don't want to put out that kind of money for a health plan, even if it does cover pre-existing conditions.
I used to sell health insurance. Most group plans cover pre-existing conditions, so it was the individual plans and plans for small business owners that charged the higher premiums. Also, in the past, most people were unable to get coverage for pre-existing conditions. It wasn't a matter of paying a few dollars more, especially if you had a life threatening condition.

Quote:
Originally Posted by Roboteer View Post
Obamacare covered pre-existing conditions. And the premiums for it were sky-high, and getting higher all the time. So most people wound up hating it. Donald Trump was elected in part for promising to repeal it.
The reason the premiums increased so much is because we still have a for-profit system.
Quote:
Originally Posted by Roboteer View Post
So now Democrats are screaming (do they ever stop screaming?) that republicans are trying to take away insurance for pre-existing conditions.
Not true.

[URL="http://www.latimes.com/politics/washington/la-na-essential-washington-updates-new-poll-shows-americans-want-to-fix-1488836416-htmlstory.html"]New poll shows Americans want to fix Obamacare, not end it[/URL]

"Fully 68% of Americans want to keep what works and fix the rest, "
along with the outcome even if they didn't vote that way. [/quote]
Reply With Quote Quick reply to this message
 
Old 04-20-2017, 04:53 PM
 
12,270 posts, read 11,335,521 times
Reputation: 8066
Quote:
Originally Posted by petch751 View Post
Well let's see. Pre-Obamacare my insurance was $450 a month / $2,500 deductible. Post Obamacare, my insurance is over $900 a month / $4700 deductible. And I don't get subsidies.
Yeah. Too bad we can't have the healthcare we had before Obama and the Democrats royally effed everything up.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Politics and Other Controversies

All times are GMT -6. The time now is 03:19 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top