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It's not just the coasts, it's everywhere there is water. Historically most communities have been built near water. Elimination of this program will have significant impacts on families across all income levels. 13 to 40 million people live in a 100 year flood plane.
You can eliminate this program slowly by only allowing them to cash in on the insurance once. That way they can make decision to rebuild or not, if they decide to rebuild it's on them.
Hey, sacrifices need to be made. Time to end socialism everywhere and that includes FEMA. Corporations need to be tax free.
How did they NOT know they were taking on that risk?
A lot of places in flood plains that don't have insurance. Sandy type storm might be a 500 year event. I know the geloogical record indicates two similar sized storms 2 years apart in the 1400's and then no more until the one in the 1800's or early 1900's.
If you want to hear something really crazy the geological record indicates CA has a 500 year event of epic proportions. From what I was reading it's a disaster in the making like no other, dams gone, entire cities under water etc. They are due, last one was more than 1000 years ago.
Last edited by thecoalman; 11-17-2019 at 09:21 PM..
How did they NOT know they were taking on that risk?
Yes but it is rather rare. We aren't talking tornado alley or hurricane alley, that's for sure. Long Island does get hit by tropical storms and depressions all the time as they do with nor'easters. However hurricane force storms happen maybe once every twenty years. That said the devastation of Sandy was FAR greater than any Long Island hurricane in my lifetime. I think the last bad one was Gloria and that was still small compared to Sandy.
A lot of places in flood plains that don't have insurance.
I doubt that. Mortgages usually require it.
Quote:
Sandy type storm might be a 500 year event. I know the geloogical record indicates two similar sized storms 2 years apart in the 1400's and then no more until the one in the 1800's or early 1900's.
If you want to hear something really crazy the geological record indicates CA has a 500 year event of epic proportions. From what I was reading it's a disaster in the making like no other, dams gone, entire cities under water etc. They are due, last one was more than 100 years ago.
There is lot of areas at risk for once in a lifetime event or even longer that are not required to have insurance. I lived next to the river almost my entire life, if someone were going to buy a house on that street I would tell them about every five to ten years you can expect to get scare and see water at the end of the street. Every 40 to 50 years you might expect to get water in the basement with the last event occurring in 1972. Last by not least you may have event like the one in 2013 where you will get water on the first floor, there is no other modern records for this and they would go back to the 1700's.
I would imagine houses on that street are required to have insurance now if there is a mortgage but they weren't before. How many other places like that are there?
Yes but it is slimmer in some areas more so than others. That is the point. You can't compare the likelihood of Hilton Head, Kill Devil Hills, Daytona, Miami, etc. all to Long Island, NY and Seaside Heights. If you do, you're just fooling yourself and being obtuse.
What you quoted was supposed to say 1000 years. Very people are going to have insurance for that.
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Very people are going to have insurance for that.
