Millions lose their beloved private health insurance (unemployment rate, March, 9/11)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Says they have "likely" lost their health insurance. Generally the insurance does continue for some period of time and by law you do have the option of continuing under Cobra.
A national healthcare system just shifts the burden from employers health care costs to employer tax increases (because you know they won't whack it on the voting public). If an employer pays $50k in healthcare costs a month, or, $50k more in taxes does it not equally burden business?
Most employers' HR departments devote a lot of time to managing the health insurance "benefits." It's not just the cost of the insurance itself but the extra costs in labor for HR to deal with managing it and issues that arise.
Says they have "likely" lost their health insurance. Generally the insurance does continue for some period of time and by law you do have the option of continuing under Cobra.
COBRA is typically too expensive for the unemployed.
If you live to see 65, you will get government paid health care, from your federal income taxes too, if you pay them.
I've had Medicare Tax withheld from my paycheck since 1973. It's not a free government paid benefit. I hopefully will get this insurance in another year.
COBRA is typically too expensive for the unemployed.
I've been unemployed for 2 years (well I'm an independent contractor now) and my COBRA payment was going to be almost $1200 a month because I worked for a small company. I went with a non-ACA compliant plan that is only $700 a month.
That's why tying healthcare insurance to employment is a really bad idea. For two simple reasons...
1) You have to be employed to receive the benefits and...
2) You don't know the full cost of the insurance
1 is pretty obvious.
2 is pretty insidious, because you don't know the cost, you don't budget for it (like you would if your salary was bumped by the cost your employer pays for your health policy). So not only don't you have health insurance when you lose your job, but your monthly budget is horked if you try to get coverage, and most people don't even try because they know they couldn't afford it, because they have non-healthcare related commitments eating their savings being out of work, so commitments are critical, mortgage, utilities, etc. Some not Amazon music, Netflix, etc.
Tying healthcare to employment is about the worst idea ever.
medicare for all wont work
better choice is Yangs plan
Yang's UBI could easily be the solution to affordable health care..affordable education/student loan crisis..and creating a viable savings for retirement, and personal economic freedom
The concept of UBI is certainly a nice thing....and it is certainly the smartest, most logical of all the wild ideas of the fascist liberals
for example:
I work, have a wife, and my daughter turns 18 (still in high school) next month
and even though I make 70k/yr a extra 3k/month (3 people over 18 in the household) would be a great thing......especially if it is like welfare (not taxed) and not considered additional income (Like SS)
and it answers the problem of affordable medical care..affordable education...affordable childcare...and student loans debts...…...how you say?
well let's look at a example...
I work, have a wife, 4 kids and my oldest daughter turns 18 (still in high school) next month and even though I make 70k/yr...……..
UBI would be an extra 3k/month (3 people over 18 in the household)……….
that's 1k for my daughter PER MONTH for college (local CC is offering 500 per semester) that's 1k for daycare/school activities/wife's student loan PER MONTH and 1k more for a health insurance Cadillac plan so that takes care of my family premium
imagine that...UBI out does bernies/beth/Harris's plans of M4A/free college/free daycare/studentloan payoff
this would also take care of the people who wish to retire early (before 65) as many people are out there ready to retire at 55-60 but are still working ONLY for healthcare
You're still not going to get government paid health care in my lifetime, no matter how much you whine.
How are you going to ensure that? Seriously, I want to know. Or are you in your 80s and figure you won't be around very long anyway? (And, if that's the case, you're getting government-paid health care, so.... )
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
)
