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Old 07-10-2021, 09:27 AM
 
Location: Ohio
24,621 posts, read 19,183,035 times
Reputation: 21743

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Quote:
Originally Posted by Ohiogirl81 View Post
Do you really think "Big Tech" are the first companies to sell days? Do you not know that this has been going on for decades?
Do you not see the difference?

Yeah, back in the day you could buy mailing lists.

I buy a mailing list from The Great Outdoorsman magazine. Why? Because I own three magazines, Guns & Ammo, Wilderness Camping and Great Outdoor Adventures and I solicit you to subscribe to one of them because I think you might be interested.

No harm there.

This is different and if you can't see that, then you're not paying attention. This isn't just your mailing address, it's all of your addresses you've ever had, plus all of your personal information including demographics, wage history, purchasing history, your internet activities and a whole lot more.

And, they ain't using that info to sell you magazine subscriptions. They're using it to target you and manipulate you, and even that wouldn't be so bad, but they're using it to out people.

How would you like to be terminated from your job, or denied a promotion or pay raise, or denied a job or have restricted access to things because someone knows way too much about you?

Quote:
Originally Posted by Gungnir View Post
People don't think their 'credit' score is someone selling their data. But because it's binary and run by geeks and nerds Big Tech is scary-boo.
You can opt out anytime you want. Once you opt out, you'll no longer receive unsolicited credit card applications and lots of other unsolicited junk mail.

The majority of employers who look at your credit do not see your credit score. They only thing they see is the header file data. So, you put on your application that you've always lived "here" but your header file data says you've lived in two other States, which is a Big Red Flag because you're lying and that's reason enough to toss your resume/application into the circular file.

Few employers actually look at your credit score. An 20 year old with a low score is not a big deal, but a 35 year old with a low score is, because most likely they're heavily in debt which means they can easily rationalize fraud, theft and embezzlement and even though you've take steps to compartmentalize to prevent that, it does not preclude the possibility of collusion.
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Old 07-10-2021, 10:53 AM
 
Location: Itinerant
8,278 posts, read 6,280,247 times
Reputation: 6681
Quote:
Originally Posted by Mircea View Post
You can opt out anytime you want. Once you opt out, you'll no longer receive unsolicited credit card applications and lots of other unsolicited junk mail.

The majority of employers who look at your credit do not see your credit score. They only thing they see is the header file data. So, you put on your application that you've always lived "here" but your header file data says you've lived in two other States, which is a Big Red Flag because you're lying and that's reason enough to toss your resume/application into the circular file.

Few employers actually look at your credit score. An 20 year old with a low score is not a big deal, but a 35 year old with a low score is, because most likely they're heavily in debt which means they can easily rationalize fraud, theft and embezzlement and even though you've take steps to compartmentalize to prevent that, it does not preclude the possibility of collusion.
You can opt out of unsolicited junk mail, stop using Google, Facebook, Instagram, Twitter, Amazon, and you do the same. it won't clear your record on Equifax, TransUnion, or Experian though nor will it clear your data from Google, Facebook, etc.. They'll still collate data, and still sell their analysis to those requesting it.

The rest is an entire non-sequitur, are credit unions selling your data, or not? If so what is materially different to Facebook selling an aggregate score of you to a marketer?
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Old 07-10-2021, 11:04 AM
 
9,229 posts, read 9,766,454 times
Reputation: 3316
It's a dilemma.
IT service is actually very cheap or often free, considering the labor and talents involved.
That is because they use customers' data to generate profits.
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