Quote:
Originally Posted by tonyandclaire89
DURHAM
The Health Care Bill
What 'right' to health care? - Columns - News & Observer (http://www.newsobserver.com/opinion/columns/story/1630906.html - broken link)
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I actually agreed with everything said in the Article, but again i think we require a mix of those proposed by conservatives and those proposed by liberals.
1. Tort Reform is a must A++++++ (Doctors have complained about this for a long time and the only reason congress has not addressed this issues, is because these same insurance companies and attorney groups lobby for this, yes, can you see the conflicts of interest?)
- If we had Tort Reform a long time ago John Edwards would not be a wealthy man and many of his attorney buddies that go after doctors for malpractice suits.
Okay, so let me know if I'm reading this incorrectly. The government seems to want to operate as an additional competitor for consumers on the back of other consumers who may pay for private health care?
Competition is always a great thing right?
Okay, so if the government enters as a competitor are we to all assume they'll have the best plan and the cheapest plan?
If yes, how long will this competitive advantage last?
OR
Is the government acting as a large single payer insurance provider sort of like a company would for the 50 Million people that are insured??
Like will the government be going in with a list of 50 million people in a pool, and ask the insurance companies to give them competitively low rates based on the size of the pool they have to offer?
I could see the concern of insurance companies, but wouldn't this competitor tend to lower prices overall? Because of the size and the fact that consumers naturally will always go to the provider that offers the most for the lest amount of money?
Now, will this actually destroy the insurance companies or will the insurance companies welcome the competition and start to lower their prices and expand the coverage they offer?
I mean tax cabs compete with government sponsored public transit in most cities etc, so there are plenty of industries that are private, but government acts as a competitor and it seems to work.
I can see the fear on both sides. If I'm an insurance company to compete and retain clients I'm going to have to do the following
1. Lower my premiums
2. Extend my coverage options
This will have an adverse effect on my bottom line
1. My Margins will certainly go down
2. I may loose clients etc??
Um, it just seems to me if this happens we'll get extremely close to a single payer system. If everyone realizes government has the best option,then will the government contact like different private insurance agencies for various premium contracts?
Like how is this supposed to work???/