Where can a young couple rent in raleigh/cary with NO credit? (sublet, apartment)

[ncreptile]

I am 21 with a fiance. Neither of us have any credit and noone to cosign.

I have a stable job at $1500 a month but no previous renting history. I live in clayton so riding around to raleigh randomly is to expensive..

Every place wants a credit check(Yes I understand why) and we obviously cant rent a single room in a "student" 4br apartment since the leasing companies only want 1 person per room(which i totally understand why)

Just looking for something basic with a kitchen and a bedroom in a SAFE area within 10-15 minutes drive of Crabtree.
Looking to spend under $500 a month without utilities or $600 with utilities.

Any help? places you know of?(Dont really need any lectures, simply just have never been able to build credit)

[sowk09]

Check craigslist for rentals because you'll probably have more luck with landlord than an apt complex. I think they usually want more up front though, like bigger deposit or something.

[ncreptile]

Been stalking craigslist for a while now :/

[bazers]

Place on the WANTED section of Craigslist. I own a number of condos and townhouses and when one becomes available to rent I look there first to see if someone is looking for what I have. But my properties are a bit more pricey around $900 and more so I don't have anything to offer.

[NCOriolesfan]

Try Mission Valley.

[Kim Wagner]

Would you consider renting a room or sublet to get started? That would build some rental history and will help you stay in your price range, if not your privacy range. Check Craigslist and be careful.

And I know you don't want a lecture, but do go get a credit card and pay it off every month. I'm a landlord, and I'd take a chance on someone young, with little credit, but not no credit history.

[peperoberto]

Having no credit is better than bad credit.

If your credit check will show no credit history, than just be up-front with the leasing office. Many times, the office can tell you before you apply if it will be a problem. Do you have a credit card? Now may be a good time to get one, just so that starts to build your credit some.

For me, I'm more concerned about a history of late payments or outstanding debt than having a short credit history.

[ncreptile]

Thanks for info all.. I think I will try and go get a credit card. My problem is most banks want a $300 security deposit on the CC!! So I would be out $300 for many months and thats extra cash that doesnt need to be spent right now. I hope my bank will notice I have been there for over 4 years and sees how much money I take in and out of my Checking on a daily basis..

Will continue looking around! Thanks

[RedZin]

Originally Posted by ncreptile

Thanks for info all.. I think I will try and go get a credit card. My problem is most banks want a $300 security deposit on the CC!! So I would be out $300 for many months and thats extra cash that doesnt need to be spent right now. I hope my bank will notice I have been there for over 4 years and sees how much money I take in and out of my Checking on a daily basis..

Will continue looking around! Thanks

Try getting a credit card online with Capital One.

[ncreptile]

Originally Posted by NCOriolesfan

Try Mission Valley.

Taking a look at this now.