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Old 06-09-2016, 02:22 PM
 
2 posts, read 1,567 times
Reputation: 10

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Hello everyone so i love my bf to death we're both 22 and been together 4 years we're attached at the hip and we have always lived together. We got engaged at 19 but we are not married yet he was a bad boy in high school, got arrested and ect but he changed once we got engaged and had our child i came to the conclusion that i love this man and don't want to be without him so i accept all of his flaws. Ever since we were younger we've both always worked however he is reckless with money each year gets a little better however we are both car dealers and we make lots of money i found it keeps him happier when all money is in his possession for the most part we save take care of our bills and ect but im at a point in my life where im fed up. I have 1 fine that i pay on which is 60$ monthly he pays on a bailsbond credit card restitution so total monthly his debts are about 600$. Dont get me wrong i know what i signed up for but though our entire relationship i havent been happy financial wise because i want to have businesses but the rate we are going we are stuck at 1 place also when he feels the need to spend he spends without telling me he bought his mom a 300$ necklace bought himself a 600$ necklace and he buys expensive shoes versus me i treat myself to the salon once every 3 months i just need some advice im always making a financial plan and i want a nice secure future with my boyfriend it kinda seems like with him money doesnt get saved

 
Old 06-09-2016, 02:30 PM
 
Location: Brentwood, Tennessee
49,927 posts, read 59,975,596 times
Reputation: 98359
Quote:
Originally Posted by Scottymya View Post

i came to the conclusion that i love this man and don't want to be without him so i accept all of his flaws.

Dont get me wrong i know what i signed up for ...
Is this ^^^ still true??

All the shadiness aside, you have a major communication issue as well as a respect issue.

It sounds like he doesn't respect you, and you don't really tell him how you feel. Is that accurate??

Love =/= just taking whatever the other person decides to do to you.
 
Old 06-09-2016, 02:33 PM
 
Location: Sugarmill Woods , FL
6,234 posts, read 8,448,984 times
Reputation: 13809
Sometimes money matters, if you aren't both on the same page it won't work out long term.
 
Old 06-09-2016, 02:33 PM
 
8,779 posts, read 9,456,933 times
Reputation: 9548
TLDR: You created the situation knowing exactly what you where doing...now you're fed up and want it all to change on a whim and a wish.

Your first step is to decide if you and your SO are actually on the same page and want the same things before you pass go and spend another $200 dollars before you even have time to collect it.
 
Old 06-09-2016, 02:55 PM
 
12,585 posts, read 16,959,573 times
Reputation: 15257
Quote:
Originally Posted by Scottymya View Post
Hello everyone so i love my bf to death we're both 22 and been together 4 years we're attached at the hip and we have always lived together. We got engaged at 19 but we are not married yet he was a bad boy in high school, got arrested and ect but he changed once we got engaged and had our child i came to the conclusion that i love this man and don't want to be without him so i accept all of his flaws. Ever since we were younger we've both always worked however he is reckless with money each year gets a little better however we are both car dealers and we make lots of money i found it keeps him happier when all money is in his possession for the most part we save take care of Adopted by Louis Daniel when he married Betty Jane Whiteley Newton.
our bills and ect but im at a point in my life where im fed up. I have 1 fine that i pay on which is 60$ monthly he pays on a bailsbond credit card restitution so total monthly his debts are about 600$. Dont get me wrong i know what i signed up for but though our entire relationship i havent been happy financial wise because i want to have businesses but the rate we are going we are stuck at 1 place also when he feels the need to spend he spends without telling me he bought his mom a 300$ necklace bought himself a 600$ necklace and he buys expensive shoes versus me i treat myself to the salon once every 3 months i just need some advice im always making a financial plan and i want a nice secure future with my boyfriend it kinda seems like with him money doesnt get saved
There is your problem.

It's obvious he can't be in charge of the money.

One big joint account and two little ones on the side. His and hers.


Nobody touches the big account unless it's agreed upon a withdrawal or purchase.

The smaller shall get a set amount each week. You blow it all then too bad. You save it up then you can buy your Mom an expensive necklace.
 
Old 06-09-2016, 03:38 PM
 
Location: Middle of the valley
48,534 posts, read 34,882,911 times
Reputation: 73808
Keep your own money in your possession, and do not give him access. No excuses, get it done.
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Old 06-09-2016, 03:59 PM
 
2 posts, read 1,567 times
Reputation: 10
Quote:
Originally Posted by Wmsn4Life View Post
Is this ^^^ still true??

All the shadiness aside, you have a major communication issue as well as a respect issue.

It sounds like he doesn't respect you, and you don't really tell him how you feel. Is that accurate??

Love =/= just taking whatever the other person decides to do to you.
Yes it's still true and yes we have some communication problems and my anger just makes it worse when i do open up and tell him how i feel or how I want certain things he seems to consider it but then he has some exscuse as to why he bought something without my consent im starting to think he doesnt respect me as well
 
Old 06-09-2016, 04:53 PM
 
Location: California side of the Sierras
11,162 posts, read 7,642,612 times
Reputation: 12523
Well, stop mingling your finances with him if it is causing problems. Keep your own accounts and split expenses.
 
Old 06-09-2016, 07:53 PM
 
5,295 posts, read 5,241,552 times
Reputation: 18659
You arent married, likely you will never be on the same financial page. He wants his money and will spend it the way he wants to. If you want to have a business, you will have to save your money and do it on your own. Its obvious his money is HIS money.
 
Old 06-09-2016, 07:59 PM
 
22,278 posts, read 21,740,695 times
Reputation: 54735
Your guy bought himself a $600 necklace? Are you dating The Situation?
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