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I've never been evicted, but my credit is trashed, so I avoid all professional property management, avoid all screening fees, and go directly to the "rooms" section on Craigslist.
I've never been evicted, but my credit is trashed, so I avoid all professional property management, avoid all screening fees, and go directly to the "rooms" section on Craigslist.
Oh, where to begin. Having a college degree, but being satisfied with working minimum wage jobs your whole life. Getting a loan for that education, but not getting a good job, then being unable to pay back that loan. Not preparing for illness that came many years after getting that degree and working.
That'll do for a start. If you disagree, you must feel that these are NOT your actions. Right?
Oh, where to begin. Having a college degree, but being satisfied with working minimum wage jobs your whole life. Getting a loan for that education, but not getting a good job, then being unable to pay back that loan. Not preparing for illness that came many years after getting that degree and working.
That'll do for a start. If you disagree, you must feel that these are NOT your actions. Right?
Where did you EVER get the idea I've been satisfied with working minimum wage jobs? Millions of student loan borrowers didn't get a good job, did they also make bad decisions? Being unable to pay back that loan was a bad decision? What about those who came later and thus were able to qualify for monthly payments of zero? They 'made' the same 'decision' as I, so if their decision is not bad why is mine bad? Not preparing for illness while earning a hair above minimum wage is a bad decision? Who expects $7.50/hr workers to prepare for illness AND repay student loans at the same time? Clearly, Congress does not. Do you know more than Congress?
Where did you EVER get the idea I've been satisfied with working minimum wage jobs? Millions of student loan borrowers didn't get a good job, did they also make bad decisions? Being unable to pay back that loan was a bad decision? What about those who came later and thus were able to qualify for monthly payments of zero? They 'made' the same 'decision' as I, so if their decision is not bad why is mine bad? Not preparing for illness while earning a hair above minimum wage is a bad decision? Who expects $7.50/hr workers to prepare for illness AND repay student loans at the same time? Clearly, Congress does not. Do you know more than Congress?
Actually, I'm pretty sure I DO know more than Congress.
I get the idea that you are satisfied with working MW jobs because for 30 years, in spite of having a college degree, you still work at a MW job. I, on the other hand, was NOT satisfied with that and took steps to move up the wage ladder. This in spite of NOT having a college degree and being a woman.
Those student loan borrowers did make bad decisions. They didn't get jobs that enabled them to pay back their loans. Being unable (or unwilling) to pay back a loan means you are a deadbeat. Same if you don't pay back a home loan, a car loan, etc. Did I mention that even though I never got a degree, I did have student loans, and managed to pay them back. On time. In full. Yea, I think I mentioned that.
Those that came later don't matter at all. That's just envy talking. They negotiated their loan, you negotiated yours.
Not preparing for ANYTHING while earning MW is a bad decision. You should have taken steps to earn a better wage. You've had 30 years.
Nobody expects MW workers to prepare for illness and repay student loans. They expect that you will take that degree that was paid for with that loan and earn a decent income.
And we're back to Congress. Yup, I'm sure I know more than Congress......
Actually, I'm pretty sure I DO know more than Congress.
I get the idea that you are satisfied with working MW jobs because for 30 years, in spite of having a college degree, you still work at a MW job. I, on the other hand, was NOT satisfied with that and took steps to move up the wage ladder. This in spite of NOT having a college degree and being a woman.
Those student loan borrowers did make bad decisions. They didn't get jobs that enabled them to pay back their loans. Being unable (or unwilling) to pay back a loan means you are a deadbeat. Same if you don't pay back a home loan, a car loan, etc. Did I mention that even though I never got a degree, I did have student loans, and managed to pay them back. On time. In full. Yea, I think I mentioned that.
Those that came later don't matter at all. That's just envy talking. They negotiated their loan, you negotiated yours.
Not preparing for ANYTHING while earning MW is a bad decision. You should have taken steps to earn a better wage. You've had 30 years.
Nobody expects MW workers to prepare for illness and repay student loans. They expect that you will take that degree that was paid for with that loan and earn a decent income.
And we're back to Congress. Yup, I'm sure I know more than Congress......
Those that came later negotiated the same loan I did, until Congress subsequently and unilaterally extended to them a freebie in the form of Income Based Repayment. I could even argue that people like me were the sine qua non without whom later borrowers would never have been extended the benefit of Income Based Repayment.
I didn't have the money to retrain, did you expect me to prepare for illness, repay student loans, and pay for more training at the same time?
Those that came later negotiated the same loan I did, until Congress subsequently and unilaterally extended to them a freebie in the form of Income Based Repayment. I could even argue that people like me were the sine qua non without whom later borrowers would never have been extended the benefit of Income Based Repayment.
I didn't have the money to retrain, did you expect me to prepare for illness, repay student loans, and pay for more training at the same time?
I didn't have the money, either. And I didn't have a degree, which would have at least gotten a foot a door. But I did have a brain, and took it upon myself to learn on my own. And learn on the job. And learn from people that were in my field. And read books. All before the internet. It's called initiative. And why some people are ahead even without paying for training, and some people are still slinging burgers.
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