Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 07-28-2015, 11:09 AM
 
4,538 posts, read 6,451,919 times
Reputation: 3481

Advertisements

Quote:
Originally Posted by fumbling View Post
All my life I've bought cars to run until they die in the 250k range or get stolen or in an accident before I buy a new car. The Prius has been very reliable and lowcost in terms of gas. The new Gen 4 Prius comes out later ths year and in a couple of years I actually plan to buy a "permanent" retirement Prius and keep it running as long as possible, say 300k or 500k miles, and at the same time splurge on leasing a different stick shift sportscar every few years just for fun.
Ok how do you drive that much in retirement?
Reply With Quote Quick reply to this message

 
Old 07-28-2015, 11:27 AM
 
Location: Central Massachusetts
6,589 posts, read 7,093,175 times
Reputation: 9334
Quote:
Originally Posted by fumbling View Post
All my life I've bought cars to run until they die in the 250k range or get stolen or in an accident before I buy a new car. The Prius has been very reliable and lowcost in terms of gas. The new Gen 4 Prius comes out later ths year and in a couple of years I actually plan to buy a "permanent" retirement Prius and keep it running as long as possible, say 300k or 500k miles, and at the same time splurge on leasing a different stick shift sportscar every few years just for fun.

I am like you. For the most part the newer cars from most manufacturers will last well into that number if not longer provided you do the maintenance. Pay attention to sounds that the car makes. Keep good tires on it. Wash it often if you live in the great north where salt is used. I plan to use this car (2012 Buick Lacrosse Touring) until we sell the house and travel to Korea for an extended time. When I return I will get new cars for the wife and I. The Lacrosse currently has 100400 and I bought it with 19k in 2012. When we buy the new rides we will probably go for Audi's and get exactly what we want used or otherwise and drive them well into 8 to 10 years.

I drive a lot and easily put 25k on a car in a year. The wife barely gets the car out of the driveway each day with a commute of 5 miles. Her cars never ever make it to 100k. It would take her 20 years of driving her car to do 100k. LOL I wish my commute was that short (okay maybe not).
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 11:28 AM
 
Location: Albuquerque NM
2,070 posts, read 2,385,103 times
Reputation: 4763
Quote:
Originally Posted by lauradrops View Post
We don't like to keep a car after 100,000 miles. Those trips to NY add up fast in mileage. We have learned it is better for us to trade in and buy a new one. We keep it comfy but not fancy. Usually a Camry, but this time around tried a Sonata. Like it alot. I guess that and eating out is our little splurge.
Same here. I'm envious of those who get 200K out of their vehicles without any problems but I have never been that lucky. Am single female with only one car so if it breaks down I have to rent a car or take the bus. And if it breaks down on a trip, it will be in the middle of no where in the southwest desert.
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 12:16 PM
 
Location: Pennsylvania
31,340 posts, read 14,274,675 times
Reputation: 27863
Quote:
Originally Posted by HappyTexan View Post
I say leave. I know exactly the conditions you are talking of.

Could you possibly switch to part time ? Maybe become an intervention teacher or instructional coach ..a position not necessarily requiring full time presence in a classroom.

Hey..if you have to go..do it in between classes. Lock the door and let the kids line up in the hall. That you can do in middle and high school.
That is called.....Thinking outside the box. Unfortunately too many in education don't do it. In fact, too many people in all walks of life don't do it.
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 12:41 PM
 
Location: Central CT, sometimes FL and NH.
4,538 posts, read 6,804,762 times
Reputation: 5985
Quote:
Originally Posted by HappyTexan View Post
Is it possible for you to move to a non teaching position within the school district and finish out your time ?
Unfortunately not. Not without another certification which would essentially amount to a third masters.
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 01:45 PM
 
Location: Nebraska
2,234 posts, read 3,322,222 times
Reputation: 6681
Quote:
Originally Posted by Escort Rider View Post
If I were the poster to whom you responded above, I would be insulted, because you just called him or her a liar. What is going on here? Is it that you cannot conceive of someone liking and enjoying his or her job, so you accuse them of lying about it? That is beyond outrageous.

The poster stated that he or she enjoys working. There is no reason at all to disbelieve that. Lots of people enjoy working. Lots of people enjoy their jobs.

It doesn't matter how connected and up to date you are because that is simply irrelevant to the insulting accusation you made.
Please reread my post, I said that "what I was thinking", this makes it my opinion, where did I accuse the poster of anything???? The poster has every right to say what they think and if continuing to work is their think, so be it.

If my opinion doesn't agree with your opinions doesn't mean that my opinions shouldn't be heard.

I'm sorry you could not understand my post!!!
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 03:03 PM
 
Location: Great State of Texas
86,052 posts, read 84,509,263 times
Reputation: 27720
Quote:
Originally Posted by Lincolnian View Post
Unfortunately not. Not without another certification which would essentially amount to a third masters.
Oh that's too bad. Here in Texas once certified all you need to do is pass another cert test ($120).
I know other states have much harsher demands..like more schooling and so many college credits.
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 04:15 PM
 
Location: moved
13,657 posts, read 9,720,920 times
Reputation: 23482
Retirement is an intensely personal decision, akin to whether to get married. In the OP's case, financial factors dominate. Perhaps it's worthwhile to build a spreadsheet that compares pension vs. remaining years of service, projected over likely longevity? That might yield the "optimum" year for when to retire?

For others, financial considerations are secondary to the choice of whether (or when) to retire. I substantially enjoy my job, but can't stand the location. The job isn't portable. Should I retire early, just to improve my quality of life OUTSIDE of work? At this point, no. In 5 years, maybe.

Some people have spouses, children, siblings, cousins,.... Family occupies their time. Others are completely alone. Work-colleagues are their family. Retirement means losing that "family". Still others detest their workmates, and would retire just to escape the toxic atmosphere at work. Every case is different, and external analysis is likely to be wrong.

The OP has at least two years to ponder the situation. This is valuable time. Perhaps in two years, the workplace environment will change, or finances will change, or something else will change. But for now, begin with that spreadsheet.
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 05:20 PM
 
Location: San Antonio
7,629 posts, read 16,458,823 times
Reputation: 18770
Quote:
Originally Posted by SandyJet View Post
60 is early retirement. 55 is called quitting.
Not if you receive a pension at 55. Calling it quits means you quit working and NO income being derived from the work you had performed. I know plenty of folks that retired at 55 because they had the required 30 yrs of service to be eligible to draw a retirement pension.

I WILL agree if you just quit with no residual income from the work years you put in, it is just "quitting" and waiting (and PRAYING) that Social Security does not change the rules before you turn 62 yrs old.
Reply With Quote Quick reply to this message
 
Old 07-28-2015, 05:22 PM
 
2,189 posts, read 2,606,703 times
Reputation: 3736
Quote:
Originally Posted by SandyJet View Post
Ok how do you drive that much in retirement?
Roadtrips! I like driving and average 20,000 miles a year before retirement so if I drive even more on roadtrips in retirement while I'm still healthy enough to drive (maybe another 20 years) I can easily put on 300k miles or more. I've never driven a car for 300k miles so I'd be pretty proud of that. My MIL on the other hand has a Toyota she bought 6 years ago and has only 25k miles so everyone's different as far as driving.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement

All times are GMT -6. The time now is 03:06 PM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top