Help us find the ideal retirement location (pension, spouse, 2013)
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OP, since you have so few preferences and are wide-open in your approach to so many factors of living - I would say it almost does not matter where you live, as long as it is not a cold climate.
I agree with Burkmere at #10 though.
Last edited by matisse12; 08-22-2016 at 04:19 PM..
Property markets reflect local amenities, wages, environmental quality, climate, governance, demographics, etc. You can't escape. In the end, you get what you pay for.
Since you have so few preferences and are wide-open in your approach to so many factors of living - I would say it almost does not matter where you live, as long as it is not a cold climate.........
I would agree. I am not sure why the OP even bothered to post since they don't seem to care much where they end up. Most people I know with not much in the way of preferences just end up staying in the same place.
Taxes- be sure to look at the entire tax burden. People tend to look only at income tax (which Hawaii has) but ignore property tax and sales tax. Our total tax burden is about the same in Hawaii as it was in Washington state, which had no income tax.
Hawaii has an excise tax, not sales tax. They are different. Also, I do not believe that Hawaii taxes SS, 401(k) or pensions (I know our pensions are not, but they come from Hawaii gov't).
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My experience with Californians (as a former one for 35 working years and now retired elsewhere) is that most of them think everywhere else is inferior. I'd just stay there. Move to San Diego like hundreds of thousands of others. Turning into LA, but it still sounds cool. LOL. Or do The OC. The you can say, "I live in the OC." People I know that live in the OC seem to really enjoy saying that. "The OC." Has a nice ring if nothing else.
I am not sure I would say that people in California feel that everywhere else is inferior but rather I think we, especially in So Cal, are very geocentric and just don't think much (positive or negative) about others. As for San Diego or "the OC" turning into LA I think that's many years off. There are a ton of very nice places in southern Orange or northern San Diego counties.
Check out the San Luis Obispo area of CA. A tiny bit inland but close to Morro Bay, etc. on the ocean. Great weather, far less expensive than SD or LA, less congested.
Tons of outdoor activities, lots of galleries, museums, theaters, restaurants.
Not a bad place. Still a tad expensive for some folks, but at least you aren't in the OC. You can say SLO instead or "San Lewey."
What I am doing is checking the areas I'm interested in on city data. I ask questions to make sure this is an area I would like to see.
I'm intrigued with two different areas. I will visit both and see where I am drawn to.
The only way you will ever really know is to study the area and visit to make sure it is where you want to live.
If I had your means and interests, I would consider Spanish Trail in the Spring Valley area of Las Vegas (which is to say, close to the action, but not part of it). It's very well-established and well-managed according to people I've met who live there. Single-family homes, townhouses, and condominiums range from $200,000 to $2 million, with mature landscaping and professional security. The highly rated country club has golf (27 Robt. Trent Jones holes), tennis, swimming, and a fitness center (no initiation fee or food/bev minimum). Your visiting relatives will have an easy time reaching you due to the abundant and well-priced flights in and out of McCarran.
You will avoid state income tax in Nevada and the COL (including real estate) is cheaper than California. But you'll still have quick access to visit friends there. You'll be close to Lake Tahoe for water sports or skiing in winter. There are amazing hiking trails near the city and, of course, the casinos for world-class dining and entertainment. If you want to keep your mind sharp in retirement, the Osher Life-Long Learning Institute at UNLV is an active one with a broad array of offerings.
Last edited by Jukesgrrl; 08-22-2016 at 11:01 PM..
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