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All I know is, using Pick Up, which requires a minimum order amount, that I was ordering only every 2 weeks to exceed the minimum. Now, I'm way over the minimum before the week is out.
A note of food for thought about buying I bonds. The interest rate is set twice a year in November and April. The current 7.12% will be replaced by a yet to be determined rate. The rate is good for one year from the issuance date of the bond. We are all excited about the 7.12% currently available and many are rushing to buy the maximum amount they can now.
However we have had three months of even hotter inflation reads and it is entirely possible the rate set in April will be higher than the current 7.12%. If a buyer shoots their entire load now and buys the maximum they will not be able to take advantage of what could be a higher rate available in a few months.
So the decision is do you buy all in now or wait and see
New rate: The initial interest rate on new Series I savings bonds is 9.62 percent. You can buy I bonds at that rate through October 2022.
New rate: The initial interest rate on new Series I savings bonds is 9.62 percent. You can buy I bonds at that rate through October 2022.
I think I posted a comment about these bonds earlier on, and we bought two (one each my wife and I), but that was before the rate went up even higher! A one downside to buying these bonds. Buying them too early, because $10K is the limit for one person...
Butter seems crazy expensive lately. It's cheaper in the drugstore chain, and Thursday is old-lady discount day when you get 20% off regular prices, so I got my butter there. But still, it's way too expensive. We go through a lot of butter.
Why so much butter? I stopped eating bread a couple years ago, and I always liked lots of butter on it, but no more bread, too fattening.
Saw in the paper today that our electricity company (Dominion) will be raising prices - those of use on a fixed income (NO comments from the peanut gallery) - are being hard hit.
Fixed income is a very nebulous term and can be very misleading. My friend, who largely worked for herself all these years, gets $750 a month, social security, I get $1200 a month, my cousin gets $1800 a month.
Fixed income yes, but many use it for sympathy. I've heard it used too often in my 55+ community, and a few of them that throw that fixed income line at me, I know more about them than they think. A number of people in this community sold their overpriced CA homes, moved here, bought a $60k mobile home, and shoved the other proceeds into the bank.
I think I posted a comment about these bonds earlier on, and we bought two (one each my wife and I), but that was before the rate went up even higher! A one downside to buying these bonds. Buying them too early, because $10K is the limit for one person...
There's no downside to buying them when you did. You're still going to get that 9.62% when your bond adjusts after six months of ownership. So if you bought them in January, for example, the rate will adjust up to 9.62% in July.
I think I posted a comment about these bonds earlier on, and we bought two (one each my wife and I), but that was before the rate went up even higher! A one downside to buying these bonds. Buying them too early, because $10K is the limit for one person...
If you have the cash to spare, you and your wife can each buy an I Bond for each other in your respective gift boxes at the current 9.62%.
Then in 2023, you send the gift bonds you bought to each other in lieu of buying for yourselves in 2023.
Fixed income is a very nebulous term and can be very misleading. My friend, who largely worked for herself all these years, gets $750 a month, social security, I get $1200 a month, my cousin gets $1800 a month.
Fixed income yes, but many use it for sympathy. I've heard it used too often in my 55+ community, and a few of them that throw that fixed income line at me, I know more about them than they think. A number of people in this community sold their overpriced CA homes, moved here, bought a $60k mobile home, and shoved the other proceeds into the bank.
Can I get a discount, I'm on a Fixed income.
Anyone working for a salary, for that matter, is on a "fixed income," as are trust fund babies.
Which drugstore chain sells butter and gives old ladies 20% off on Thursdays?
CVS here sells grocery items (milk, bread, coffee, butter, creamer, etc.) as well as medicines. Some are little grocery stores and carry a selection of a larger grocery with canned and fresh vegetables, frozen foods, etc. The one in Ocean City, MD is like that.
The CVS closest to me does not but the one where I fill my prescriptions is like the first one I described.
The reason I go to one further away is due to it just becoming a CVS so I've been patronizing the original longer. Also, I found the closer one could screw up a one float parade when it was a private pharmacy (countless wrong prescriptions) and that hasn't changed.
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- those of use on a fixed income (NO comments from the peanut gallery) - are being hard hit.