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Old 09-11-2023, 05:29 AM
 
24,573 posts, read 18,336,806 times
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For me, quality of health care was just one of many things on the list. It’s an amenity of living within striking distance of an affluent major city in a very affluent state that has a plethora of services. Boston is 60 miles. It has a major airport I use frequently. It has a long list of cultural attractions we use. Retail. Dining. An NFL team that used to be good. Massachusetts General Hospital and the Dana-Farber Cancer Institute are a commuter rail ride away if I need a world class specialist. The fire station with an ambulance and an EMT is 1/2 mile away. A hospital with a Level 2 trauma center is 3 miles away. The senior center with social workers, community nursing, senior day care, and amenities like transportation, meal delivery, and daily checks on the elderly is a mile away. There’s a big immigrant labor pool for home health care.
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Old 09-11-2023, 07:35 AM
 
844 posts, read 423,551 times
Reputation: 1434
When it comes to health care, just as other aspects in life, I am a strong believer of prevention instead of intervention. So it's not about the medi-vac helicopter, ambulance, emergency care access. It's about the boring everyday preventative care, such as having easy access to your primary care doctor and prescription medications.

By the time you find out you have stage 3 cancer, or losing your foot or eyesight because of your diabetes, you're already behind the 8 ball. I gotta ask when was the last time you had a checkup? Did they detect early symptoms?

So for those of you who live out of place for boring medical care and say "don't care". Good luck to you & advise you to claim the SS benefits as soon as you're eligible.
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Old 09-11-2023, 10:38 AM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
34,767 posts, read 58,209,379 times
Reputation: 46265
Quote:
Originally Posted by BigfishTim View Post
.... I gotta ask when was the last time you had a checkup? Did they detect early symptoms?

So for those of you who live out of place for boring medical care and say "don't care". Good luck to you & advise you to claim the SS benefits as soon as you're eligible.
For 3 of my 5 friends who've died after exhaustive treatments, and left an impoverished spouse.... they never made it to age 62, SS minimum.

Yes, I know of a few who've survived medical death sentences. They all had health advocates (spouse who is a Dr). We don't have that privilege, so are more apt to have the prior scenario. Having been a lifelong caregiver, I'm not seeking artificial longevity for my life. Others are free to do so if financially capable.

Agree with the preventative measures and lifestyle. Thus the rural farmer, builder, fix-it, and adventure travel.

Keep moving, keep the weight off. Keep intellectually stimulated.

Carry on.
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Old 09-11-2023, 11:43 AM
 
Location: California
746 posts, read 499,116 times
Reputation: 1288
Quote:
Originally Posted by BigfishTim View Post
When it comes to health care, just as other aspects in life, I am a strong believer of prevention instead of intervention. So it's not about the medi-vac helicopter, ambulance, emergency care access. It's about the boring everyday preventative care, such as having easy access to your primary care doctor and prescription medications.

By the time you find out you have stage 3 cancer, or losing your foot or eyesight because of your diabetes, you're already behind the 8 ball. I gotta ask when was the last time you had a checkup? Did they detect early symptoms?

So for those of you who live out of place for boring medical care and say "don't care". Good luck to you & advise you to claim the SS benefits as soon as you're eligible.
I agree with this. I'll add to it. For healthy people, living near a good health food store should be more beneficial than good healthcare. Add these two more elements and you should be set: Use a good electric toothbrush the highest setting and you are essentially giving yourself a teeth cleaning you'd almost get at the dentist. Next buy an electric bike and start using it to get from point a to point b. Ensure you are exercising with it off most of the time.

.

Last edited by Pip-Squeak; 09-11-2023 at 12:06 PM..
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Old 09-11-2023, 11:58 AM
 
Location: Where my bills arrive
19,277 posts, read 17,154,523 times
Reputation: 15579
As we get closer to retirement healthcare is a significant issue. Where we currently live there are 3 excellent hospitals within 10 minutes and a university hospital for that next level care plus its health care system for every specialty under the sun. As we'll be leaving this area when we retire all of the communities we are considering have good healthcare and hospitals in the area with the next level facility within an hours drive if needed.

Hopefully we won't need it....
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Old 09-11-2023, 02:04 PM
 
Location: North Texas
3,523 posts, read 2,680,723 times
Reputation: 11050
Great hospitals and doctors within five-mile ratios are a plus at my age.
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Old 09-11-2023, 02:10 PM
 
Location: Forests of Maine
37,497 posts, read 61,523,940 times
Reputation: 30478
Quote:
Originally Posted by BigfishTim View Post
... By the time you find out you have stage 3 cancer,
We caught my cancer from an annual blood test.

I never had any symptoms.

When I was doing my annual physical, I told my doctor that it was time for my cancer screening. She argued about it, saying that the industry no longer sees cancer screening as being worth the effort, due to too many false positives.

But the blood test does not determine if you have cancer, the blood test steers you toward having a biopsy that determines whether you have cancer. The blood test could have a false positive, who cares since it is not the determining factor that decides if you have cancer.
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Old 09-14-2023, 06:12 PM
 
Location: Forests of Maine
37,497 posts, read 61,523,940 times
Reputation: 30478
I am eligible for TriCare.

In a few months, I will be eligible for Medicare and/or TriCare-for-life.

Today my Dw and I both attended a seminar presented by our regional Healthcare insurance Martins Point.

Dancing around betwixt different insurance companies can be confusing.

Martins Point says that once we turn on Medicare, if we stay with Martins Point, it sounds like things will be cheaper for us [Unless either one of us has renal failure or must go into a Long-Term care facility].

Parts A, B, C and D are pointless.
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Old 09-14-2023, 07:08 PM
 
844 posts, read 423,551 times
Reputation: 1434
Quote:
Originally Posted by Submariner View Post
I am eligible for TriCare.

In a few months, I will be eligible for Medicare and/or TriCare-for-life.

Today my Dw and I both attended a seminar presented by our regional Healthcare insurance Martins Point.

Dancing around betwixt different insurance companies can be confusing.

Martins Point says that once we turn on Medicare, if we stay with Martins Point, it sounds like things will be cheaper for us [Unless either one of us has renal failure or must go into a Long-Term care facility].

Parts A, B, C and D are pointless.
Similar to you, I have FEHB in Blue Cross/ Blue Shields + Medicare. Once I enrolled in Medicare, I noticed my FEHB insurance premium went down. I debated whether to enroll in Medicare (I'm not required to), but ultimately decided the monthly premium is cheap insurance against any major medical expenses.

As you may know, once you enrolled in Medicare it becomes your primary insurer and it will pay 80% of doctors expenses (part B), then your other insurance kicks in as secondary insurer and pay the remaining 20%. Once Medicare paid the 80%, the secondary insurer rarely disputes the charges so that's makes it simple.

Just as it's important to have good health care access in retirement, having a good health insurance can save your rear end, and your finances, in a major medical emergency.
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Old 09-14-2023, 07:11 PM
 
Location: Forests of Maine
37,497 posts, read 61,523,940 times
Reputation: 30478
Quote:
Originally Posted by BigfishTim View Post
Similar to you, I have FEHB in Blue Cross/ Blue Shields + Medicare. Once I enrolled in Medicare, I noticed my FEHB insurance premium went down. I debated whether to enroll in Medicare (I'm not required to), but ultimately decided the monthly premium is cheap insurance against any major medical expenses.

As you may know, once you enrolled in Medicare it becomes your primary insurer and it will pay 80% of doctors expenses (part B), then your other insurance kicks in as secondary insurer and pay the remaining 20%. Once Medicare paid the 80%, the secondary insurer rarely disputes the charges so that's makes it simple.

Just as it's important to have good health care access in retirement, having a good health insurance can save your rear end, and your finances, in a major medical emergency.
Yes, I agree.
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