How long does it take to get SSI if you already get SSD? (supplement, social security)

[mtneer]

Just want to know if it takes months and months to be approved for SSI if you were already approved months ago for SSD disability? I was denied SSI because I had over the allowed amount in my bank account, but finances are getting low now. Since I already get SSD based on my years working will I automatically get approved for SSI if my bank account is low enough and how long does it take? And do you have to do all the stacks of paperwork over again like I did for SSD?

[TTTenor]

The disability requirements for SSI are the same as for SSDI. However, not only are your assets considered in determining your eligibility for SSI, your income is also considered and your SS disability benefit is considered income which could reduce any SSI payment.

Your local SS office could advise you on whether you meet the non-disability requirements for SSI, and assist you if you wish to file an application.

[pathrunner]

My understanding from talking with an attorney's office this morning is that taking SSI reduces your take on your SSD monthly. Not sure if your situation fits into that, of course.

[livecontent]

Originally Posted by pathrunner

My understanding from talking with an attorney's office this morning is that taking SSI reduces your take on your SSD monthly. Not sure if your situation fits into that, of course.

That is not correct. SSDI (Social Security Disability Insurance) is determined on your earning records and is paid out of the SS trust fund. Once you are determined eligible, it does not change but will be adjusted with cost of living increases, if there are any--as in this year, there was none.

SSI (Supplemental Security Income) is paid from the general fund. It is paid if you qualify as someone who has limited resources and income. Your SSDI is included in your income and can make you ineligible for SSI, if you exceed the statutory limit and the total income determines the SSI, if qualified.

SSDI can reduce SSI but SSI cannot reduce SSDI.

The answer to the OP question is simple. If you resources and income changes, all you have to do is reapply for SSI. You will need to provide new income and resource records but it is not the same bunch of paperwork that you needed to do for SSDI.

I know this because I receive SSDI but have been determined ineligible for SSI because of resources. I was automatically applied for SSI because my initial SSDI payment were below the threshold but when I reported my assets, that is cash in savings, IRA, investments etc.--I was not eligible. If I become eligible, which I doubt, I will reapply. I am single and the limit on assets is $2000--that is not much money. I would have to spend down, a lot of money or get a wife and then it will all be gone, instantly.

Livecontent

[Elsie J. Edward]

I applied for ssi in august now i am about to see there doctor what can I expect I do have a back promblem an pinched nerve am I expected to do a lot of bending