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Old 12-15-2013, 09:57 AM
 
Location: New England
241 posts, read 792,682 times
Reputation: 226

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I can't seem to find this info on the DMV site. If you switch insurance companies for your vehicle, are you required to notify the DMV or do you just wait until the registration comes up for renewal? What I'm wondering is, will my current insurance company notify the DMV? If so, wouldn't the DMV send some kind of letter that my registratiion will be cancelled?

Maybe I'm over thinking, but I haven't switched companies in many years, so I don't recall.
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Old 12-15-2013, 10:10 AM
 
Location: chepachet
1,549 posts, read 3,053,903 times
Reputation: 793
Quote:
Originally Posted by fraydnerv View Post
I can't seem to find this info on the DMV site. If you switch insurance companies for your vehicle, are you required to notify the DMV or do you just wait until the registration comes up for renewal? What I'm wondering is, will my current insurance company notify the DMV? If so, wouldn't the DMV send some kind of letter that my registratiion will be cancelled?

Maybe I'm over thinking, but I haven't switched companies in many years, so I don't recall.
there is a loop hole in the system. You do not have to inform the DMV until you reregister. This system allows one to drop their insurance after reregistering and drive without insurance. There will only be a penalty if you get into an accident or receive a citation for an infraction. That is why we continue to pay for "uninsured drivers insurance" in our policies. Auto insurance "Its the Law"; well, only when you find out I don't have it.
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Old 12-15-2013, 10:22 AM
 
Location: New England
241 posts, read 792,682 times
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Wow, really? I often wondered how so many people got away with that
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Old 12-15-2013, 11:05 AM
 
Location: chepachet
1,549 posts, read 3,053,903 times
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Quote:
Originally Posted by fraydnerv View Post
Wow, really? I often wondered how so many people got away with that
they are people who have nothing and thus "nothing to lose"; no house, money or responsibility. We enable them with our current lack of accountability.
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Old 12-15-2013, 11:12 AM
 
Location: Beautiful Rhode Island
9,283 posts, read 14,890,077 times
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And yet, the first to scream would be the ones complaining about the government "taking away my right to drive without insurance"!!! Refer: Affordable Health Care Act.
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Old 12-15-2013, 12:01 PM
 
23,554 posts, read 18,661,418 times
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Quote:
Originally Posted by Hollytree View Post
And yet, the first to scream would be the ones complaining about the government "taking away my right to drive without insurance"!!! Refer: Affordable Health Care Act.
There is mandatory insurance for liability coverage (if you damage or injure/kill someone else or their property. Coverage for your own vehicle (ie. Collision, Theft, Towing, etc.) is optional, just like health coverage has been all along (for your own body).

If you are a good driver and don't cause accidents, why should you be forced to pay for all the extra coverage? If they tried to instill that upon us, I believe there would be a similar outcry as the ACA.

Yet if some jerk plows into me, they BETTER have a way of paying (insurance or not).
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Old 12-15-2013, 12:16 PM
 
Location: College Hill
2,903 posts, read 3,455,501 times
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Quote:
Originally Posted by massnative71 View Post

...

Yet if some jerk plows into me, they BETTER have a way of paying (insurance or not).


Besides, there's something called "an accident," as in an unfortunate and unintentional mistake. To call a person a "jerk" because they inadvertently hit your car is, in my view, harsh and unduly anti-social. Especially in this festive season.

Last edited by CaseyB; 12-15-2013 at 12:53 PM.. Reason: off topic/personal
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Old 12-15-2013, 12:32 PM
 
23,554 posts, read 18,661,418 times
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Originally Posted by AlfieBoy View Post

Besides, there's something called "an accident," as in an unfortunate and unintentional mistake. To call a person a "jerk" because they inadvertently hit your car is, in my view, harsh and unduly anti-social. Especially in this festive season.
One interesting thing I noticed in my year down south, was that they call it a "wreck" rather than an "accident" as they do up here in PC New England. Their term is far more accurate, as in an "accident" no one is at fault. In an automobile collision (other than by acts of God), a human being is almost always at fault. Their negligence and disregard for the safety of others is what makes them a "jerk", just as I was when I got into a fender bender as a kid (thank God no one was injured). Mistakes happen, but it is what it is...

Merry Christmas!

Last edited by CaseyB; 12-15-2013 at 12:53 PM..
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Old 12-15-2013, 12:42 PM
 
Location: College Hill
2,903 posts, read 3,455,501 times
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Quote:
Originally Posted by massnative71 View Post
One interesting thing I noticed in my year down south, was that they call it a "wreck" rather than an "accident" as they do up here in PC New England. Their term is far more accurate, as in an "accident" no one is at fault. In an automobile collision (other than by acts of God), a human being is almost always at fault. Their negligence and disregard for the safety of others is what makes them a "jerk", just as I was when I got into a fender bender as a kid (thank God no one was injured). Mistakes happen, but it is what it is...

Merry Christmas!
Merry Christmas to you, as well.

I don't know how to tell you this, but people make mistakes! Maybe the sun is in their eyes, maybe they fail, for the first time in 30 years of driving, to look both ways. We are fallible creatures. Ever inadvertently step on someone's toe? Or bump into someone because you were distracted by a really hot guy crossing the street? It happens! Let it go. I have a policy of "live and let live," and of accepting that we are all imperfect. Calling people who make honest, human mistakes "jerks" is, I don't know, offensive, and somewhat intolerant.
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Old 12-15-2013, 01:00 PM
 
23,554 posts, read 18,661,418 times
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Quote:
Originally Posted by AlfieBoy View Post
Merry Christmas to you, as well.

I don't know how to tell you this, but people make mistakes! Maybe the sun is in their eyes, maybe they fail, for the first time in 30 years of driving, to look both ways. We are fallible creatures. Ever inadvertently step on someone's toe? Or bump into someone because you were distracted by a really hot guy crossing the street? It happens! Let it go. I have a policy of "live and let live," and of accepting that we are all imperfect. Calling people who make honest, human mistakes "jerks" is, I don't know, offensive, and somewhat intolerant.
Stepping on someone's toe is not akin to being in control of a 2 ton death machine and diverting your attention to something else. Now someone can be a decent person most of the time, but still be a temporary "jerk" (which unfortunately can have deadly consequences).
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