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Old 10-08-2009, 05:00 PM
 
27 posts, read 133,540 times
Reputation: 19

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We are coming from Florida. Husband got laid off from NASA. He's going out there working downtown sacramento, we are staying behind in an attempt to sell our house. Then my 7 year old and I are heading out that way. We live in a small quiet town,we are low-middle income.(after many lay offs'). Im concerned about being able to get in a good area with our low income We have about $95,000 max to spend on a house. We are looking for a safe neighbourhood,with access to the stores,AND good schools. IS this too much to ask? Hubby wants no more than a 40 minute commute.
What are good areas to be in now? (in and around sacramento).
thankyou?
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Old 10-08-2009, 05:19 PM
 
2,963 posts, read 6,263,596 times
Reputation: 1578
Quote:
Originally Posted by CARYNBRIT View Post
We have about $95,000 max to spend on a house.
I stopped reading there. Don't move here unless you want to live here:










YouTube - MALLY MALL - Sacramento's King


YouTube - C-Dubb ft. CIN "Born In The Ghetto" Video
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Old 10-08-2009, 06:08 PM
 
109 posts, read 377,848 times
Reputation: 73
Do you have a job right now or not?

I wouldn't move here without a job. Sacramento is one of the areas that probably is doing worse economically than a lot of Florida.

http://www.calmis.ca.gov/file/lfmonth/sacr$pds.pdf

Instead look at the ligher areas of this map.

The Geography of a Recession - Interactive Graphic - NYTimes.com

If you do have work and are looking to for a place to live.

The State of California ranks schools based upon a test known as the academic performance index. You can see a map of schools by test score here.

California School Performance Maps

You can compare that with a map version the craigslist housing ads here.

HousingMaps

If you see a house you are interested in, you can see what crimes happened near that address here.

Online feature - Crimemapper - sacbee.com

Lastly you can find maps of the area by income and ethnicity here.

STI: ERsys - Sacramento, CA (Income)

If you are looking to buy in Sacramento for under a 100k, your best bet is probably to look at the programs here. With less than a 100k to spend on housing, you might not have many good options regarding neighborhood schools so it might make sense to look at either inter or intra district transfers (transfers to another school in the same or different school district) or charter schools. You might want to contact local school districts for the requirements on those transfers.

Affordable Housing (http://www.shra.org/Content/Housing/Housing.htm - broken link)
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Old 10-08-2009, 06:33 PM
 
27 posts, read 133,540 times
Reputation: 19
Yes,hubby has a job with dcma in capitol mall.
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Old 10-08-2009, 07:38 PM
 
8,673 posts, read 17,285,320 times
Reputation: 4685
As reactionary as Majin's response is, $95,000 is not enough to get a house in a decent neighborhood anywhere in California. If you're willing to double that figure I would suggest looking at West Sacramento, just across the river in Sacramento, especially the newer Southport area.
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Old 10-08-2009, 07:46 PM
 
322 posts, read 779,228 times
Reputation: 438
How about Yuba City/Marysville area? Its a decent area and there are enough foreclosures that you ought to be able to find something. Plus there's the smaller-town atmosphere.
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Old 10-08-2009, 11:43 PM
 
142 posts, read 535,059 times
Reputation: 48
At the price range you are interested in, you probably want to be looking at the condos in College Greens, Mills, Rosemont and Rancho Cordova. None of these areas are particularly glamorous but they aren't necessarily crime ridden cesspools either. If its just you, your husband and your daughter these should work.

Something like this

Homes - MLS - sacbee.com

Homes - MLS - sacbee.com

Homes - MLS - sacbee.com

or this might work

Homes - MLS - sacbee.com

All of these places are reasonably close to light rail so your husband shouldn't need a car to get to work. If neither of you can afford a car, you should find fairly good shopping choices along the light rail station in Rancho Cordova, there is Target, Walmart, several grocery stores, and a couple of thrift stores.

If you bought the Trinity Rivers Condo, your daughter would be in bike riding distance to the Gold River Discovery Center an excellent public school, but you would have to get an intra-district transfer approved.

Gold River Discovery Center - Gold River, California - CA - School overview
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Old 10-08-2009, 11:48 PM
 
2,963 posts, read 6,263,596 times
Reputation: 1578
Quote:
Originally Posted by Jimbo15 View Post
At the price range you are interested in, you probably want to be looking at the condos in College Greens, Mills, Rosemont and Rancho Cordova. None of these areas are particularly glamorous but they aren't necessarily crime ridden cesspools either. If its just you, your husband and your daughter these should work.

Something like this

Homes - MLS - sacbee.com

Homes - MLS - sacbee.com

Homes - MLS - sacbee.com

or this might work

Homes - MLS - sacbee.com

All of these places are reasonably close to light rail so your husband shouldn't need a car to get to work. If neither of you can afford a car, you should find fairly good shopping choices along the light rail station in Rancho Cordova, there is Target, Walmart, several grocery stores, and a couple of thrift stores.

If you bought the Trinity Rivers Condo, your daughter would be in bike riding distance to the Gold River Discovery Center an excellent public school, but you would have to get an intra-district transfer approved.

Gold River Discovery Center - Gold River, California - CA - School overview
All short sales, you won't actually get those.
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Old 10-09-2009, 12:24 AM
 
142 posts, read 535,059 times
Reputation: 48
Look up these addresses on the home sales database.

Home Sales Database - sacbee.com

On 8/19/2009 at 11150 TRINITY RIVER DR Unit 146 a 2 bed 2 bath condo with 944 sqft sold for $61,500. There were three other similiarly sized condos in that development that sold for less than 90k in August.

On 7/28/2009 at 8808 LA RIVIERA DR Unit D a 3 bed 1 bath 1191 sqft condo sold for $74,000.

If you look at the McCuen townhomes on Montoya, Casals, El Cajon, you can find plenty of them that have sold for not just under 90k, but under 50k. I stopped looking when I found 4 of them.

Majin, you are not merely condescending and rude, but you are consistently uninformed. I really don't get what you get out of being both rude and shooting your mouth off about subjects you lack any knowledge about. You aren't just wrong, but you are militantly stupid. If you are going to correct someone about something, make damn well sure, you know what you are talking about.
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Old 10-09-2009, 04:35 PM
 
Location: Happiness is found inside your smile :)
3,176 posts, read 14,703,067 times
Reputation: 1313
Not even double that amount will get you a nice house in a nice neighborhood. But if it was a DOWN payment - and you can afford a mortgage - you could be fine
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