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Or like the fact that from the research and statistics about san diego..
"One of the key findings of the report was the dramatic increase in the number of those living in poverty within San Diego County. In 2011, 462,269 people (15.1 percent) lived below the federal poverty level (FPL) of $11,484 for an individual or $22,811 for a family of four. In 2007, before the onset of the economic crisis, the figure stood at 11.1 percent, or 320,378 people. Black and Latino populations experienced even higher rates of poverty—23 percent and 21 percent, respectively.
A large proportion of those below the poverty threshold held jobs.
The report found that 34 percent of adults living below the FPL were employed."
First off, thank you for finally backing up what you have to say
That said, while 10,000 homeless people is a large number to have, it only represents 0.80% of the city's population. That means 99.2% of SD isn't homeless. And you can't think that a majority of homeless are that way because they've lost their jobs and have been forced on the street, do you? Sure, it happens, but don't you think our weather has brought most of them here?
34% below poverty does sound high, but again, how does that compare to other cities? It could be low.
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I also bring up the SF and NYC because people always throw out the "but it costs so much to live there." San Diego isn't a cheap place to live.
You're right, SD isn't cheap, but to put SD and NYC in the same sentence is just ludicrous. Two different animals.
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Also if you look at the industries and jobs in San Diego, the most jobs by far are in Entertainment and hospitality, which doesn't exactly pay well. There are decent paying jobs, but compared to other cities that aren't high paying, and there just aren't that many of them. Many of the jobs in San diego are low wage jobs. Not sure why thats even a debate.
Action sports manufacturing 4,177 -8.00% $65,300
Advanced precision manufacturing 4,416 -6% $51,800
Aerospace, navigation and maritime tech 32,099 4% $79,300
Apparel manufacturing 2,870 -13% $30,400
Biomedical devices and products 12,012 21% $99,500
Biotechnology and pharmaceuticals 22,636 20% $107,000
Cleantech 7,986 9% $87,400
Entertain and hospitality 149,352 0% $21,800
Fruits and vegetables 4,241 -9% $26,900
Horticulture 6,013 -11% $29,100
Information and communications tech 72,043 -3% $94,400
Publishing and marketing 11,848 -11% $56,600
Specialty foods and microbreweries 1,717 -7% $43,500
Again, you've provided some good info above, but how does this compare to say, Boston or Phoenix? The above means nothing to me if you don't provide comparisons to other places, IMO.
As far as thinking SD is the only place full of service jobs, data from the US Census below for SD, Dallas and NYC proves that we are no different than anywhere else. In fact, NYC has the highest percentage of Sevice Jobs (22.3%), while SD has the highest percentage of jobs in Management, Business, Science and Art (39.8%), among the 3. Surprising, isn't it?
Subject / Estimate/ Margin of Error/ Percent/ Percent Margin of Error
SAN DIEGO
OCCUPATION
Civilian employed population 16 years and over 1,382,856 +/-6,081 1,382,856 (X)
Management, business, science, and arts occupations 550,445 +/-5,114 39.8% +/-0.3
Service occupations 257,165 +/-3,832 18.6% +/-0.3
Sales and office occupations 347,645 +/-4,310 25.1% +/-0.3
Natural resources, construction, and maintenance occupations 114,711 +/-2,475 8.3% +/-0.2
Production, transportation, and material moving occupations 112,890 +/-2,656 8.2% +/-0.2
INDUSTRY
Civilian employed population 16 years and over 1,382,856 +/-6,081 1,382,856 (X)
Agriculture, forestry, fishing and hunting, and mining 11,898 +/-902 0.9% +/-0.1
Construction 89,246 +/-2,296 6.5% +/-0.2
Manufacturing 129,026 +/-2,517 9.3% +/-0.2
Wholesale trade 37,809 +/-1,433 2.7% +/-0.1
Retail trade 152,507 +/-3,101 11.0% +/-0.2
Transportation and warehousing, and utilities 52,157 +/-1,960 3.8% +/-0.1
Information 33,608 +/-1,466 2.4% +/-0.1
Finance and insurance, and real estate and rental and leasing 99,481 +/-2,166 7.2% +/-0.2
Professional, scientific, and management, and administrative and waste management services 195,820 +/-2,855 14.2% +/-0.2
Educational services, and health care and social assistance 282,064 +/-3,665 20.4% +/-0.3
Arts, entertainment, and recreation, and accommodation and food services 149,700 +/-3,188 10.8% +/-0.2
Other services, except public administration 72,641 +/-2,250 5.3% +/-0.2
Public administration 76,899 +/-1,902 5.6% +/-0.1
DALLAS
OCCUPATION
Civilian employed population 16 years and over 1,114,379 +/-4,862 1,114,379 (X)
Management, business, science, and arts occupations 361,047 +/-3,989 32.4% +/-0.4
Service occupations 189,256 +/-2,741 17.0% +/-0.2
Sales and office occupations 286,495 +/-4,353 25.7% +/-0.4
Natural resources, construction, and maintenance occupations 132,578 +/-2,357 11.9% +/-0.2
Production, transportation, and material moving occupations 145,003 +/-3,329 13.0% +/-0.3
INDUSTRY
Civilian employed population 16 years and over 1,114,379 +/-4,862 1,114,379 (X)
Agriculture, forestry, fishing and hunting, and mining 6,982 +/-685 0.6% +/-0.1
Construction 109,444 +/-2,390 9.8% +/-0.2
Manufacturing 109,533 +/-2,495 9.8% +/-0.2
Wholesale trade 35,145 +/-1,734 3.2% +/-0.2
Retail trade 123,586 +/-2,888 11.1% +/-0.3
Transportation and warehousing, and utilities 62,682 +/-2,067 5.6% +/-0.2
Information 30,615 +/-1,501 2.7% +/-0.1
Finance and insurance, and real estate and rental and leasing 101,082 +/-2,173 9.1% +/-0.2
Professional, scientific, and management, and administrative and waste management services 150,510 +/-2,758 13.5% +/-0.3
Educational services, and health care and social assistance 193,417 +/-3,101 17.4% +/-0.3
Arts, entertainment, and recreation, and accommodation and food services 101,126 +/-2,694 9.1% +/-0.2
Other services, except public administration 59,737 +/-1,907 5.4% +/-0.2
Public administration 30,520 +/-1,318 2.7% +/-0.1
NYC
OCCUPATION
Civilian employed population 16 years and over 3,756,914 +/-8,714 3,756,914 (X)
Management, business, science, and arts occupations 1,417,713 +/-9,303 37.7% +/-0.2
Service occupations 839,402 +/-6,420 22.3% +/-0.2
Sales and office occupations 913,045 +/-5,923 24.3% +/-0.2
Natural resources, construction, and maintenance occupations 243,242 +/-3,500 6.5% +/-0.1
Production, transportation, and material moving occupations 343,512 +/-5,193 9.1% +/-0.1
INDUSTRY
Civilian employed population 16 years and over 3,756,914 +/-8,714 3,756,914 (X)
Agriculture, forestry, fishing and hunting, and mining 4,428 +/-801 0.1% +/-0.1
Construction 191,597 +/-3,427 5.1% +/-0.1
Manufacturing 160,404 +/-3,065 4.3% +/-0.1
Wholesale trade 94,322 +/-2,340 2.5% +/-0.1
Retail trade 363,378 +/-5,235 9.7% +/-0.1
Transportation and warehousing, and utilities 229,656 +/-3,690 6.1% +/-0.1
Information 144,290 +/-2,731 3.8% +/-0.1
Finance and insurance, and real estate and rental and leasing 388,666 +/-4,296 10.3% +/-0.1
Professional, scientific, and management, and administrative and waste management services 463,120 +/-6,777 12.3% +/-0.2
Educational services, and health care and social assistance 972,920 +/-7,502 25.9% +/-0.2
Arts, entertainment, and recreation, and accommodation and food services 374,019 +/-5,367 10.0% +/-0.1
Other services, except public administration 215,008 +/-4,605 5.7% +/-0.1
Public administration 155,106 +/-2,647 4.1% +/-0.1
If your STARTING salary is $55k and you're cool with living in a one-bedroom or studio apartment in the central part of San Diego (which is honestly my favorite place to live) you'll be fine so long as the job has true advancement potential, meaning you'll be making more in a few years and will be able to afford a different lifestyle (If you desire it. Some of us are cool with a small apartment as we spend most of our time outside, which is kind of the point of living here).
It just totally depends on what your goals are, and what makes YOU happy.
Great points here. Absolutely much just depends what your ultimate goals are and you have to separate them from short-term goals vs. long-term goals. No doubt as a single person you can easily get by on $55,000 salary, especially if it's a starting salary and you will have regular raises, etc.
As Jenkay mentioned, there is a certain 'happiness factor' that you have to throw into the equation. That factor has many things involved that a higher salary and more money couldn't buy so you have to think about that as well.
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Originally Posted by skyski88
I eventually want to have a house (with front/backyards) after a couple years in an apartment.
To the guy asking what would it take financially...honestly I just want enough to live comfortably (and pay off my loans within 5-7years). Outside of that I am fine with over 60k which is essentially what a MSc level in my field gets roughly to start. Although salaries in my field easily top 100k (the forensic toxicologist jobs in San Fran exceedingly so) Im not seeking it out. Or else I'd go for the PhD/MD. Instead of turning down offers to schools (I dont even know why I applied when I knew I'd turn them down lol). The reason why I chose San Diego honestly is because I've heard from many that have been there that hot temps there are not where near hot temps here in Ohio (humidity) and that you guys 90 feels like our 75 etc. I like cooler temps, not this mugging sweltering heat; plus San D has a big Biotech industry.
Well, it's going to be difficult to answer if it's worth it to move to San Diego for you. I think ultimately only YOU can answer that. But at least on the financial side the best thing is to go backwards. With a $55,000 salary, make a spreadsheet and go backwards and add up all your expense and figure out after taxes, expenses, etc. how much you will be able to bank up.
Quite honestly, $55,000 salary if you are saying you want to buy a single family home with "front and back yard" is not too much for San Diego. Real estate here in desirable areas is not cheap. But I do NOT think you have to think about all of that and have all of this figured out right now.
Absolutely I'm not saying it's impossible so don't get my message wrong. But really take a hard and realistic look (and put it on paper) what your NET $$$ will be after taxes, all expense (and be realistic) plus I don't know if you have any debt obligations like student loans, credit card, car payments, etc. So make sure you add in ALL of that. Plus add in a realistic % for future retirement, 401K, IRA, etc contributions.
IMHO, ultimately numbers never lie. So take the time to figure out on an Excel spreadsheet what the NET number will be after all these expenses. And be totally realistic and add in a reasonable salary increase. Don't assume the best case scenario that you will be all of a sudden making $100k after a few short years. Figure a spreadsheet with regular and realistic salary raises each year. And see how much you can realistically bank up and save up.
This way at least you have a 'pure' idea what you will realistically have each month after all is said and done. I don't think you have to try to figure out everything now or decide that this is the last city you will live in. It's often times impossible to try to figure out immediately upon entering the workplace if this is where you will end up. So you can only go by how things are today, IMHO.
I dont plan on buying a house right away. I think I can pay off my student loans fast. Im 24 (would be 25 by starting time) and do not want to buy a house until I am close to, or actually 30.
I dont plan on buying a house right away. I think I can pay off my student loans fast. Im 24 (would be 25 by starting time) and do not want to buy a house until I am close to, or actually 30.
Single family homes are overrated unless you have kids. Even then, if it means moving to generic, boring, bland surburbia to get one, what's the point?
And yes, I realize I am saying this as someone who doesn't have kids, but many of my friends do. I'd say about half of them moved to generic suburbia because of their kids. Half of them stayed in the city and are making it work with a two or three bedroom condo.
The ones in generic suburbia HATE it. Oh, the commute sucks, but what they really HATE are the people they live around. You know, the kind that put those stick figure families on their car and bumper stickers that talk about how their kids are honor roll students and blah, blah, blah school and who always talk about how their kids are going to go to all those elite colleges.
Single family homes are overrated unless you have kids. Even then, if it means moving to generic, boring, bland surburbia to get one, what's the point?
And yes, I realize I am saying this as someone who doesn't have kids, but many of my friends do. I'd say about half of them moved to generic suburbia because of their kids. Half of them stayed in the city and are making it work with a two or three bedroom condo.
The ones in generic suburbia HATE it. Oh, the commute sucks, but what they really HATE are the people they live around. You know, the kind that put those stick figure families on their car and bumper stickers that talk about how their kids are honor roll students and blah, blah, blah school and who always talk about how their kids are going to go to all those elite colleges.
Spoken like a true bachelor. Ha, ha. Yeah, come and talk to me after you've had a few kids and let's see if you are singing a different tune.
I've done both and raised kids in the heart of metropolitan cities in a condo as well as suburbia in a SFH and I can tell you that unlike Tony's friends. We LOVE it. It's absolutely great and the quality of life is wonderful! It's peaceful, it's quiet, we don't have to deal with the homeless (not that there is anything wrong with that). Our kids can play outside in our front/backyard without going several blocks away to go to the park. And it's just wonderful to entertain with friends and family outside or do a BBQ or read a book in the backyard or enjoy the outdoor fireplace or a hundred other things.
Sure, when I was single, I preferred living in the heart of the city as well. But you just have to evaluate different things at different stages in your life. I have LOTS of friends that are 40 or 50 something year old bachelors that never have been married or have kids and the truth is that their odds of finding someone at this stage in their life to settle down and have kids with is just about slim to none. Many of them also prefer a condo in/near downtown in their respective cities.
Yep, suburbs and having a SFH might be boring to some people but none of our friends that live out here "HATE it" like Tony's friends.
I think much just depends on what your priorities are in life at each stage of life. Sure, you can make it work raising kids in a condo in the middle of a city as well. Just depends what you're looking for in life. I have owned several SFH's and I own several condos as well. Each has it's positives and negatives. But ultimately I think much of it depends on what stage of life you are in.
Yeah, but you're not living in one of the usual boring, bland, ticky-tacky little boxes kind of suburb that most of them are.
Yeah but we have friends all over North County and other parts between. We have many friends in Poway, Rancho Bernardo, 4S Ranch, Carmel Valley, Rancho Penasquitos, Scripps Ranch, Lemon Grove, Kensington, Escondido, Carlsbad, and now we just met new friends in San Marcos and all of them in SFH's and they really love being in their SFH's and the lifestyle it brings them.
Last edited by earlyretirement; 06-15-2013 at 05:00 PM..
Spoken like a true bachelor. Ha, ha. Yeah, come and talk to me after you've had a few kids and let's see if you are singing a different tune.
I've done both and raised kids in the heart of metropolitan cities in a condo as well as suburbia in a SFH and I can tell you that unlike Tony's friends. We LOVE it. It's absolutely great and the quality of life is wonderful! It's peaceful, it's quiet, we don't have to deal with the homeless (not that there is anything wrong with that). Our kids can play outside in our front/backyard without going several blocks away to go to the park. And it's just wonderful to entertain with friends and family outside or do a BBQ or read a book in the backyard or enjoy the outdoor fireplace or a hundred other things.
Sure, when I was single, I preferred living in the heart of the city as well. But you just have to evaluate different things at different stages in your life. I have LOTS of friends that are 40 or 50 something year old bachelors that never have been married or have kids and the truth is that their odds of finding someone at this stage in their life to settle down and have kids with is just about slim to none. Many of them also prefer a condo in/near downtown in their respective cities.
Yep, suburbs and having a SFH might be boring to some people but none of our friends that live out here "HATE it" like Tony's friends.
I think much just depends on what your priorities are in life at each stage of life. Sure, you can make it work raising kids in a condo in the middle of a city as well. Just depends what you're looking for in life. I have owned several SFH's and I own several condos as well. Each has it's positives and negatives. But ultimately I think much of it depends on what stage of life you are in.
At least agree that the Stick Figure families on the cars (minivans) are over the top.
I'm personally not a fan of the homogenous newer 1980/90s and newer north county communities with often postage stamp concrete lots. I like the older mix up there which is more west of 5.
At least agree that the Stick Figure families on the cars (minivans) are over the top.
I'm personally not a fan of the homogenous newer 1980/90s and newer north county communities with often postage stamp concrete lots. I like the older mix up there which is more west of 5.
Absolutely 100% agree with Tony on that point! LOL. No doubt about it. I'm not a fan of those or the religious fish logos. But to each his own I guess.
I agree bloom that some of those newer communities with postage size lots and not really any privacy from neighbors isn't my cup of tea but many of our friends own properties in communities like this and they still enjoy it quite a bit vs. apartment/condo living. (Me personally I can't see spending $1 million on a house with no privacy...but then again I can't see spending $500,000+ on some of the 1 or 2 bedroom apartments downtown either).
Absolutely there are many beautiful houses west of the 5 but then again there are a lot of dumpy properties as well that are very dated and probably could use a major renovation (or a bulldozer) and the true value is the land.
Absolutely 100% agree with Tony on that point! LOL. No doubt about it. I'm not a fan of those or the religious fish logos. But to each his own I guess.
I agree bloom that some of those newer communities with postage size lots and not really any privacy from neighbors isn't my cup of tea but many of our friends own properties in communities like this and they still enjoy it quite a bit vs. apartment/condo living. (Me personally I can't see spending $1 million on a house with no privacy...but then again I can't see spending $500,000+ on some of the 1 or 2 bedroom apartments downtown either).
Absolutely there are many beautiful houses west of the 5 but then again there are a lot of dumpy properties as well that are very dated and probably could use a major renovation (or a bulldozer) and the true value is the land.
Agree.
The fish logo variants that include darwin or are shaped like the Starship Enterprise are cool though.
I also don't like Calvin (of Calvin and Hobbes) getting opted by the religious people, as Calvin represents childhood. I'm not sure I like to see Calvin taking a **** either.
The worst of the worst are those bros who have the disgustin ******* thing hanging from their car to compensate for the fact they are girly men. Both the car and them should be castrated.
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