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Old 09-25-2013, 12:02 PM
 
Location: North of South, South of North
8,704 posts, read 9,433,495 times
Reputation: 5110

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Did anyone else just get a big drop in their auto insurance rates? I am with Geico and had the lowest rate I could find anywhere and just got my six month renewal and my rate dropped 12% and that is with a new car as well.
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Old 09-25-2013, 12:08 PM
 
1,696 posts, read 1,716,087 times
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Wondering about Geico and the 6 month maximum.

What's going to happen @ renewal? They gave us a pretty decent rate, but not for 12 months! Just a 6 month rate.
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Old 09-25-2013, 12:15 PM
 
Location: North of South, South of North
8,704 posts, read 9,433,495 times
Reputation: 5110
Quote:
Originally Posted by 071402 View Post
Wondering about Geico and the 6 month maximum.

What's going to happen @ renewal? They gave us a pretty decent rate, but not for 12 months! Just a 6 month rate.
I had them for the previous 6 months at the best rate I could find anywhere and my new renewal with them just dropped 12%.
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Old 09-26-2013, 11:03 AM
 
Location: Castle Rock, Co
1,614 posts, read 2,839,829 times
Reputation: 960
Geico is cheap but absolutely terrible to deal with if you need them. We had them, got in a wreck ( not at fault ) and dealing was a nightmare. I wont ever go back to them thats for sure.

as far as the rates, mine did drop too on my wifes that just renewed through state farm. About 100 for 6 months which made me happy.
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Old 09-26-2013, 11:20 AM
 
Location: North of South, South of North
8,704 posts, read 9,433,495 times
Reputation: 5110
Quote:
Originally Posted by Tim Tim Tim View Post
Geico is cheap but absolutely terrible to deal with if you need them. We had them, got in a wreck ( not at fault ) and dealing was a nightmare. I wont ever go back to them thats for sure.

as far as the rates, mine did drop too on my wifes that just renewed through state farm. About 100 for 6 months which made me happy.
We needed them once and they were fine. Don't know how they compare though, as that was the only time we needed insurance.
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Old 09-26-2013, 12:01 PM
 
Location: Castle Rock, Co
1,614 posts, read 2,839,829 times
Reputation: 960
Quote:
Originally Posted by PriusH8r View Post
We needed them once and they were fine. Don't know how they compare though, as that was the only time we needed insurance.
2 bulged and 3 herniated discs in my wifes back due to being rear ended while pregnant with my daughter and gieco offered 1500 to pay for the medical bills.. The MRI alone that the hospital did was 5k.
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Old 10-15-2013, 05:21 PM
 
Location: Spring Hill, Florida
3,112 posts, read 5,435,454 times
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I just obtained new auto insurance today through 21st Century. $1114 every 6 months for 3 drivers, 3 vehicles. I am paying a little over $1400 every 6 months with my current insurance. The renewal would have cost over $1600. Nobody could explain the reason for the increase, so I went shopping.
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Old 10-15-2013, 05:43 PM
 
Location: North of South, South of North
8,704 posts, read 9,433,495 times
Reputation: 5110
Quote:
Originally Posted by Tim Tim Tim View Post
2 bulged and 3 herniated discs in my wifes back due to being rear ended while pregnant with my daughter and gieco offered 1500 to pay for the medical bills.. The MRI alone that the hospital did was 5k.
I am so sorry for your wife's injuries. I know just how painful that can be. I hope she and the child are okay now.
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Old 11-06-2013, 02:54 PM
 
52 posts, read 126,167 times
Reputation: 77
My insurance rates keep going up, it seems. According to Florida auto insurance rates climbing steadily | Tampa Bay Times , I know it's an old article, but the basic issue still remains.

"The problem: PIP claims have skyrocketed in Florida, along with allegations of PIP fraud. Insurers and the state investigators cite increased reports of staged accidents in which people with minor or no injuries go to medical clinics for treatment and those clinics, in turn, collect up to $10,000 per person in insurance payouts."

With that being said, the cheapest insurance rates I got living here in Tampa Bay area was from Lykes Insurance - their contact info is listed first at this page - Tampa Auto Insurance
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Old 11-06-2013, 02:57 PM
 
Location: Riverview, FL....for now.
1,404 posts, read 5,283,456 times
Reputation: 476
No. We have USAA. We should be coming up for renewal soon. Our insurance is really low as it is though-even for full coverage, and we didn't skimp out on anything either.
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