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Old 07-08-2007, 09:42 AM
 
5 posts, read 38,091 times
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What is the health insurance like in WA? We are considering purchasing individual health insurance thru Blue Cross or Blue Shield. Has anyone done that? How good is health insurance in WA? How easy is it to see a doctor? Such a major issue nowadays and few people seem to have answers. THanks for your help.
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Old 07-08-2007, 04:38 PM
 
Location: University Place, WA
417 posts, read 1,281,968 times
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Quote:
Originally Posted by sunnydaysathome View Post
What is the health insurance like in WA? We are considering purchasing individual health insurance thru Blue Cross or Blue Shield. Has anyone done that? How good is health insurance in WA? How easy is it to see a doctor? Such a major issue nowadays and few people seem to have answers. THanks for your help.
I am taking it that you are self-employed and not yet of social security retirement (62+) age. If you plan on working in Washington hopefully your employer would have some kind of health insurance plan. Anyway, here is are a couple sites I found for you to peruse.

You can get a free Blue Cross Blue Shield insurance quote through this site:
Free Blue Cross Blue Shield Quotes
[at the site they ask for your zip code, so wherever you will be moving to would be the zip code to enter]

There is also Regence Blue Shield, which is what I have through my employer. I have the the "preferred provider" which cost me less--you select one doctor and if you need to see another doctor or a specialist, you get a referral from your "preferred provider" doctor. My doctor is great and will refer me anytime, no trouble. Saves me money as I do not have to pay my company each month and the per visit co-pay is less. Their website:
Regence BlueShield - Health Plan in Washington State

Hope this helps you.

Last edited by princessvanessa; 07-08-2007 at 04:39 PM.. Reason: correct spelling
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Old 07-08-2007, 10:01 PM
 
Location: Austin 'burbs
3,225 posts, read 14,060,914 times
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We had Regence Blue Shield that we purchased on our own. It's VERY expensive for a family with children, BUT all individual plans are in WA. Think, over $600 a month.

It was a fairly decent plan, but if you use it with any regularity outside of the routine yearly checkups, you may have to occasionally fight and justify the need for certain prescriptions and procedures.

One tip - ALWAYS pay on time, because they will drop you in a second.
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Old 07-09-2007, 07:54 PM
 
255 posts, read 821,455 times
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sunnydays -- here's a link to the WA State Office of the Insurance Commissioner's site about individual health insurance options: Options in the Individual Market (http://www.insurance.wa.gov/factsheets/factsheet_detail.asp?FctShtRcdNum=59 - broken link). It should provide you with information about carriers in WA offering individual plans, service areas, and sample rates.
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Old 08-05-2007, 01:15 AM
 
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Hi visitor, seeking for blue cross blue sheild in usa, or in any state of that,,
i believe this information will really healp you. Blue Cross and Blue Shield
as this site covers insurance of every type, from this site you can get inforamation on every type, it may be of long term, short term ,or student health insurance
Health Insurance Quote -Health N Insurance
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Old 08-05-2007, 10:54 AM
 
Location: WA
5,641 posts, read 24,949,730 times
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You can compare individual plans here...

https://www.ehealthinsurance.com/ehi...=WA&sid=WA+H+P

We are currently using a high deductable plan from Lifewise. You will find rates quite high unless you take on much of the routine costs by having a high deductable.
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Old 08-06-2007, 08:22 AM
 
Location: Austin 'burbs
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We've had a Lifewise plan before - and I really liked that plan, moreso than Regence Blue Shield. We are high-users of medical insurance, and Lifewise was great to deal with.
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Old 08-07-2007, 02:28 PM
 
10 posts, read 58,746 times
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Talking Premera Blue Cross! :)

Just an FYI, Lifewise is a division of Premera Blue Cross. I suggest Premera Blue Cross over Regence...Regence has horrible customer service!
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Old 08-08-2007, 08:43 AM
 
Location: Austin 'burbs
3,225 posts, read 14,060,914 times
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Totally totally agree - but if you are sticker shocked by the costs of individual plans, and are a "often user" of your health care plan, Regence, from that standpoint only, might be better over Lifewise. We tried to go back to Lifewise, but their rates had gotten much higher than Regence.
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Old 08-15-2007, 12:08 PM
 
Location: Woodinville
1 posts, read 6,833 times
Reputation: 10
Quote:
Originally Posted by sunnydaysathome View Post
What is the health insurance like in WA? We are considering purchasing individual health insurance thru Blue Cross or Blue Shield. Has anyone done that? How good is health insurance in WA? How easy is it to see a doctor? Such a major issue nowadays and few people seem to have answers. THanks for your help.
I had an individual plan with Regence Blue Shield from April '06 through April '07. The premiums were very reasonable for me at first (50 something non smoker).
However, during my search & subsequent signing up with a new insurance, I received a notice from Regence that starting July '07 my premium would be raised $170.00 more a month!
Right about that same time I read the following in Seattle Times... link below...

Local News | Gulp! Regence rate boost averages 19 percent for individual plans | Seattle Times Newspaper

Needless to say... I'm glad I don't have them anymore.
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