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I've dealt with most of those except hurricanes so I will definitely say tornadoes. The sirens are going off and the weatherman is doing his best to scare the crap out of you, " THIS IS A MONSTROUS TORNADO AND IT WILL BE IN YOUR AREA IN 2 MINUTES, SEEK SHELTER IMMEDIATELY. " As you're sitting in your basement waiting for your life to end you hear a very loud roar,unlike anything you have ever heard before. Your house starts to shake and vibrate and you wonder what's holding it together. You manage to survive and when you go outside you see how much of a house you have left. Then you have to deal with having no power for days and trying to get ahold of those snakes from the insurance company and if that ain't bad enough, you will constantly hear knocks at your door from roofing company weasels.
Your description (and the aftermath with the weasley repair companies) sounds eerily like Hurricanes Rita and Ike. (I would have to pick hurricanes because I don't have much experience with other weather hazards)
In my case, the weatherman/media DID scare the crap out of me. I had been glued to the tv for HOURS watching all of the buildup - from the bus full of old people that caught fire and killed 24 people trying to escape Rita, to the massive amount of people trying to leave Houston - I couldn't stop watching all the coverage. About 12 hours in I lost it - had an anxiety attack and started screaming in my own home uncontrollably. It was like adrenaline had been building up and I didn't know it. It was like a train wreck - you want to look away but you can't or you will miss something.
During Ike, I remember losing power and being up at 3am...the windows were shaking and all of a sudden - BOOOOMMM......a large old pine tree was uprooted and crashed in the backyard. I've never heard anything like it. We had no power for 17 days and scrambled for ice and gas. I lost my penchant for cute scented candles after Ike.
The next day we were all wandering in the street surveying damage - trees downed everywhere, roofs jacked up, etc....then out come the sleazy landscaping companies trying to charge $2k to remove downed trees, $5k for roof repairs, etc.....then the insurance companies not wanting to pay out....what a crock
Tie between earthquakes and tornadoes because neither can be predicted.....
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