Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
You do not need to pay student loans if you are unemployed, you file for a delay in paying. You must be registered with the state employment service as a sign you are actively looking for a job. This can be done at any point while you are paying on student loans.
Freemkt - once again, you have demonstrated you have no idea what you are talking about, it is no surprise you are in the financial situation you are in.
I figured that since the money coming in is smaller and only temporary
Are you serious? You think an unemployed defaulter is going to get a break on repaying student loans? I'll give $100 to a local charity if you are correct on this one.
Oh and now that you mention the state employment service...I just got a letter from mine saying there was a data breach and they're paying for a year of free credit monitoring.
My friend who was unemployed last year stated she did not have to pay student loans when she did not have a job.
I Live Off Of The Bare Minimum And I Am Still Alive:
Quote:
Originally Posted by WyoEagle
It's a tough life for sure, but whatever happened to waiting until you could afford a family before starting one? I don't understand this mentality when you're already broke.
It certainly seems that way. Everybody breeding and having as many kids as possible. They have more kids and instead of caring for the kids they already have. And I think part of the reason why they keep expanding their family is because they get paid to.
Quote:
Originally Posted by MJ7
Get a second job.
I would do that, and I will do that. I will work until I can't see and / or can't walk. [*eats another carrot]
Quote:
Originally Posted by BradPiff
I know dudes who make low wages and get by, but they live extremely minimalistic lifestyles that most amercians simply wouldn't go for. No GF's, no kids, 2(some 3)jobs round the clock, no smartphone, no living in a big sexy city, having to room with someone else, no car, no social life whatsover.
I don't feel like reading any more pages of this thread.
But anyways I have a minimilistic lifestyle that nobody else would ever do. I only drive my (20 year old paid off) car on weekends. I use it to go buy groceries I couldn't find cheaper online. Otherwise I do what is unthinkable: I ride public transportation. I don't smoke cigarettes. I don't drink alcohol. I don't smoke pot. I don't even have dogs. I have a Blackberry, not iPhone or Android, and I certainly don't care about the newest "technology". My computers are old usually PowerPC iBook with 9.2.2 or MorphOS, or equally heat-tolerant ARM powered tablet computer things. (blackberry and android, hate android, I have no iPad, and I refuse to use iPad) 4th generation iPod Nano, ....... Whatever I have I bought used and it still works today despite being many years old. I am only going to move to a decent 3+/2/2/2 (two living rooms) but I don't share the American dream of living in a McMansion on a gated cul de sac with Home Owners Association bossing you on your own property. My wife would have to work and kids would have to do chores. I dread the idea of having room mates, but let's face it!!!!!!!!!!!!!!!! I think in today's world it takes at least THREE people to feed a family. Two adults working at least one full time job, with mother-in-law staying at home home-schooling the kids. Everybody gets temporary seasonal jobs if possible. but still no dogs. I refuse.
Not paying my rent would have bee a very bad decision, with immediate and severe consequences. The affordable repayment programs did not exist at the time; it took poor people like me to get Congress to recognize that there were low earners who couldn't afford existing repayment options and that new affordable options were needed.
Additionally, I think student loans should be used to pay for tuition, fees, and books. Too often, they are used to cover rent, cars, food, and entertainment. The result is students graduate with a bachelor's degree and are 100k in debt.
My student loans helped pay for food and rent and I'm not $100k in debt. This was the only way I could pay my bills.
Major dont matter, they are simply too dumb to get a job that
pays more. Shoot, even truck drivers can make good money,
there's no reason to wine about being stuck with a minimum
wage job at McDonalds.
There's big money to be made out there even for non smart
people.
Not everyone can be a truck driver; I cannot pass a DOT physical.
You say that it's the lack of "luck" keeping you out of moving into the top 10%. After reading your post, I think it might be more a lack of spelling and/or typing skills........
You have misunderstood the post to which you responded.
He wasn't saying luck kept him out of anything. He was pointing out elements of luck - parents, upbringing, and economic advantages he was just born into - that led to his SUCCESS. Elements that are not there for many, many people, who then have far more to overcome.
He can recognize when he has received advantages due to the success of others - but apparently you cannot.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I Live Off Of The Bare Minimum And I Am Still Alive:
And I think part of the reason why they keep expanding their family is because they get paid to.
I will work until I can't see and / or can't walk. [*eats another carrot]
