Auto accident question (Columbia, Lexington: insurance, DMV, live)

[LexingtonDad]

We're lived here almost 14 years now and finally were involved in an accident. The accident was not our fault and both parties had insurance (in fact my vehicle is already in the shop) but I have what we used to call an accident report that the officer issued us. This green paper is titled "Notice of Requirement" and basically says that it is to be filled out and returned to the DMV within 15 days or untold consequences may occur. Basically it wants my current insurance info and not much else. The same info that the officer has already listed on the report.

Question is do I need to worry about returning this form? Geico has already assumed responsibility for the accident and taken the lead on repairing my car so what other purpose could this serve?

Thanks for any responses.

[dognusty]

Yes turn it in to your insurance company and they should file the report to the DMV.

[johngolf]

Originally Posted by LexingtonDad

We're lived here almost 14 years now and finally were involved in an accident. The accident was not our fault and both parties had insurance (in fact my vehicle is already in the shop) but I have what we used to call an accident report that the officer issued us. This green paper is titled "Notice of Requirement" and basically says that it is to be filled out and returned to the DMV within 15 days or untold consequences may occur. Basically it wants my current insurance info and not much else. The same info that the officer has already listed on the report.

Question is do I need to worry about returning this form? Geico has already assumed responsibility for the accident and taken the lead on repairing my car so what other purpose could this serve?

Thanks for any responses.

As the other poster said, call your insurance agent and ask.

A few months ago I went shopping for auto insurance. The best deal was with an online only major insurance company. A local insurance agent/employee of a major insurance company I had requested a quote from called me. I said his company's offer was attractive (within 15%) but not the lowest and I told him who the online insurance company was. He said if you have an issue in SC, who do you want dealing for you with the "local yokels" in SC? Me or some online agent in CA? I went with the local agent.

[burr]

A year or so ago, had similar situation in FivePts (dwntownCola), started the insurance dealings, and longstoryshort, police involvement was not except for the 'clearing the scene' part. I never received requested 'accident report' from ColumbiaCity. Inmy case, it seems the officer did not have the time to finish up his reports unless absolutely cornered and made to. Insurance took over and I let it ride. I may be wrong in my perception of the procedure, but a true story.

(The green report that you have is not the accident report (by the way) but a form the ins needs to get the ball rolling.

and after a while, ever things back in place and i'm pleased.

[yakko]

Your insurance agent will take that form and file in the South Carolina ALIR (the Automobile Liability Insurance Reporting) system that you were in an accident, and that you had legal insurance at the time of the accident. It is VERY important to do this. Your agent should be able to do this on the spot.


If you do this, and he/she does their job, then you should have no need to go to the DMV.