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Within the context of a hypothetical at-will unemployment insurance form of public policy. What would lowering barriers to entry entail for the private sector?
In other words, if a potential consumer, of forms of unemployment insurance products, has access to a guaranteed income; what kinds of complementary insurance products could the private sector provide, based on consumers with access to that income?
I am under the impression, that if I, as a consumer of forms of unemployment insurance with access to at-will forms of unemployment compensation; I would want to be able to complement potential unemployment wages to a greater or lesser degree, with private forms of insurance.
If based on the current minimum wage, what kinds of rates would I be able to obtain, if I had a guaranteed access to that level of (minimum) wage, regardless of private sector employment status (due to at-will doctrine)?