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The govt doesn't regulate better, it just creates the illusion of regulation. Look at everything that is regulated, it is not "better." Govt regulations are reactionary, they react when a crime has been committed. They do not prevent issues.
Very true below!
Quote:
Oh, I think folks who worked in factories around the turn of the 20th century would say that things are much better thanks to OSHA. That's just one example. Would you like about a hundred more?
And the EPA (even though they do tend to carry things to the extreme), the ADA, Medicare (bless them! and compare that to our "for profit" private healthcare system) US Postal Service (compare prices with Fed-Ex and UPS before you compare), Interstate Highway system, and like above give me a few minutes to think and I could come up with more.
I tend to consider the Food & Drug Administration pretty important. Especially in this age when corporations are so rich, they can afford to pay you off for poisoning your kid to death and not even see a squeak in the quarterly results.
The uninsured rate peaked at 18.0% in the third quarter of 2013, but has consistently declined since then
meaning the numbers of uninsured WENT UP, (went up to 46 million) POST ACA and then has fallen back down to 41 million..
Obama ran around the country telling everyone that we started with 30,000,000, here is where you can see the current numbers of 41 million. Note the date, its 2 weeks old
They arent MY facts.. If you dont like them, tough.. Thats a problem you need to go whine to Obama who said EVERY american was the reason to pass ACA, the net result was ELEVEN MILLION LOST INSURANCE, while people like you applaud.
"The ACA was designed specifically to prevent insurance companies from peddling lousy insurance plans and to force these firms to replace these subpar products with affordable plans providing better and effective coverage."
"Here's what led to the current situation: In the early aughts, the number of people with employer-based coverage declined dramatically. That left an increasing number of Americans uninsured and about 30 million adults underinsured and at serious financial risk. The Commonwealth Fund estimates that between 2003 and 2010, the number of underinsured Americans nearly doubled."
"The fastest growing group of underinsured was people in households around the national median income, the $40,000 to $50,000 annual income range—folks who make too much to qualify for Medicaid but who don't have employer-sponsored plans or who can't afford the ones they're offered. Insurance companies jumped into the void with a lot of products Consumer Reports dubbed "junk insurance." These were plans that barely qualified as insurance because they had very low caps on coverage or weren't even really insurance at all. Many were merely medical discount programs that didn't protect against health-related financial calamity. Insurance companies, including many of the biggest, marketed these products aggressively and often misleadingly—which was made easier by the lack of disclosure requirements in the sale of health insurance. Regulators struggled to protect consumers because so many of the junk plans were perfectly legal."
Oh I very well have the facts..
Tell me how we went from 30 million uninsured to 41 million GotHere!!!
Insurance companies lobbied for ACA as it was a better deal for them than National Health Care such as Canada has. It brought in a lot of new paying customers.
As to layoffs and cost savings measures, this seems pretty typical in any large corporation. Happens on a regular basis.
Did profits go down? Did the salary of executives go down?
Hmmm?
no it didnt.. what it did do was get rid of smaller competition insurance companies while guaranteeing those left with political ties to getting policies on ACA guaranteeing them a 3% profit margin while kicking off 11 million americans
You can sit here and babble that its a lie all you want, but until you explain to me how we went from 30 million uninsured americans to 41 million, and do it without people losing policies, its just babble.
Exactly, which is why it's mandatory to buy the product, whether you want it and will use it enough to justify its costs or not.
But if 25 year olds are now on mommy and daddys "family" plan, it doesnt drive down cost. Those individuals are less likely to have the need for insurance, so when they join in with their family plans, they get insurance and there is no additional money going towards the insurance "pot", meaning you are now insuring more people on less money, which drives up the cost because the money to insure these 25 year olds need to come from somewhere.
Oh, I think folks who worked in factories around the turn of the 20th century would say that things are much better thanks to OSHA. That's just one example. Would you like about a hundred more?
The work atmosphere was improving in this country well before government mandated changes. Competition for labor is the biggest motivation.
Those companies afraid of "OSHA" and other entities, simply moved their businesses overseas.
All you did was reduce the amount of labor, thus increasing the demand for government interferance due to limited competition for employees.
But if 25 year olds are now on mommy and daddys "family" plan, it doesnt drive down cost. Those individuals are less likely to have the need for insurance, so when they join in with their family plans, they get insurance and there is no additional money going towards the insurance "pot", meaning you are now insuring more people on less money, which drives up the cost because the money to insure these 25 year olds need to come from somewhere.
There is an additional charge to put a child on the parent's policy.
I tend to consider the Food & Drug Administration pretty important. Especially in this age when corporations are so rich, they can afford to pay you off for poisoning your kid to death and not even see a squeak in the quarterly results.
Yes because without the FDA, grocery stores would be selling poisoned food.
Do you really believe that?
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and then has fallen back down to 41 million..
