Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Economics
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 02-09-2010, 07:37 AM
 
210 posts, read 1,170,748 times
Reputation: 291

Advertisements

I had my identity stolen and have been clearing my name with the three bureaus. Any time some new fraud appears in my credit history, I contact them and the company with police reports and other documentation to prove it wasn't me. So far, I've cleaned all the fraud up and am waiting for my credit score to be recalculated. Based on my research, my scores should go up at least 90-110 points in the next month or two.

While I'm thrilled about this, I'm always nervous because I don't know when another fraudulent account may pop up on my credit history. Most of the fraud I have discovered happened 8 mos to a year before I found out about them. I have a seven year fraud alert with each agency; but this is only to prevent fraud in the future.

How can a company like Lifelock intervene in situations in which the fraud took place in the past? What do you think of Lifelock or other companies that provide identity protection services?

Also, I tried getting the Social Security Administration to change my SSN, but they refused. They say I should just deal with each instance of fraud as it happens. !! I can't believe that an innocent person has no recourse, and is forced to be in a continual battle against an identity thief and creditors. What's the best way to get a SSN changed? How much do lawyers charge for this?
Reply With Quote Quick reply to this message

 
Old 02-09-2010, 02:57 PM
 
Location: Kansas
25,964 posts, read 22,126,936 times
Reputation: 26703
I came in to see if anyone else had a letter from LifeLock saying that I had contacted them regarding setting up an account with them, which I did not. It said I had 15 days to contact them with a lot of personal information. Since the 10 of Jan when I received the letter from them, I have heard from the three credit report agencies saying that I had requested a credit report from them, again, which I had not. My guess is that LifeLock is doing this trying to drum up business. I mean, what are the chances of this happening out of the blue and starting with LifeLock. If I were going to get a service now, I sure wouldn't consider them.***I just ran Lifelock in the search engine and verified what I suspected, you can do the same: "The lawsuit further claims that the LifeLock “proven solution” that it heavily and aggressively markets consists of illegally placing and renewing fraud alerts under consumers’ names with the credit bureaus." It gets worse if you read up on them.

Last edited by AnywhereElse; 02-09-2010 at 03:08 PM.. Reason: Found the dirt on Lifelock
Reply With Quote Quick reply to this message
Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Economics
Similar Threads

All times are GMT -6. The time now is 10:21 PM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top