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I agree. No matter where you lives in Florida, it is considered a flood zone. I learned from my own experience. I'm originally from Pittsburgh, PA, and I moved to Daytona Beach due to my mother sold her house and she decided to help her brother out with his business there. The real agent, unfortunately, told me that the house I was interested in was NOT in flood zone area, so I bought the house and 5 months later, my house got flooded in from Tropical Storm Gordon (not even hurricane yet!). I learned the hard way.
Also, just to let you know that homeowner flood/windstorm insurance cost has been skyrocketed, which is one of the reason why my family and I are moving out of state. The more you filed claims, the more the insurance company will charge you. In my case, I've been flooded more than 3 times. It wasn't easy and a hard-wretching job to clean it up.
I'm sorry to make you feel bad, but I don't want you to be in my shoes.
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