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Is it right to make having health insurance the law? Things like home insurance or car insurance can be avoided by not owning them, however, your health is not something you can disown.
Furthermore, for those who's jobs do not provide this benefit this puts a huge strain on their budget, sometimes often costing as much or more then most peoples mortgages.
My thoughts?
I am someone who thinks the government is the most inefficient, incompetent, corrupt bunch of baboons.
I am someone who hates the rigamarole medicaid and medicare puts you through to get their sad little reimbursement.
I am someone who opposed Obamacare with every fiber of my being.
I hate CMS so very, very much.
But I have gotten to the point now that I can't stand seeing people have to go through so much nonsense for basic healthcare. I hate seeing people with critical, life-threatening illness sit there calculating in their heads if they can afford to stay vs risk dying/decompensating. I'm tired of seeing people with premium plans or medicaid (ie, no copay) come with sniffles and scratches while the middle bunch of people count pennies and roll the dice with whether or not they should have their chest pain checked out.
Something really needs to change right now. This system sucks ass.
My thoughts?
I am someone who thinks the government is the most inefficient, incompetent, corrupt bunch of baboons.
I am someone who hates the rigamarole medicaid and medicare puts you through to get their sad little reimbursement.
I am someone who opposed Obamacare with every fiber of my being.
I hate CMS so very, very much.
But I have gotten to the point now that I can't stand seeing people have to go through so much nonsense for basic healthcare. I hate seeing people with critical, life-threatening illness sit there calculating in their heads if they can afford to stay vs risk dying/decompensating. I'm tired of seeing people with premium plans or medicaid (ie, no copay) come with sniffles and scratches while the middle bunch of people count pennies and roll the dice with whether or not they should have their chest pain checked out.
Something really needs to change right now. This system sucks ass.
^^^Excellent post and right on target. Here is an article on medical bankruptcy: Medical Bills Are the Biggest Cause of US Bankruptcies: Study I know at one time that I had heard that 75% bankruptcies were medical and they were people that had health insurance.
When I was child in the late 50s and into the 60s, my dad had a major medical policy. I mean MAJOR medical policy and no fringe benefits to it. We could, like other people, afford to pay office calls and buy prescription medicines and we were a lower income family. We considered preventive medicine as eating right and exercise not tests upon test and constantly running to the doctor for every sniffle and ending up with a medication that needed a medication for side effects and yet another and another...........
I have always thought the biggest cost was the middle man, the insurance company. There should not be profit in providing medical care. Yes, I support socialized medicine.
Right now, we have an illegal population that uses the emergency room (on our taxpayer dime) 3 times more than a US Citizen. A lot of people use the emergency room for minor things and we all pay for that in some way.
We are forced to have medical insurance in order to support one of the few industries left in the US, the insurance industry and done so by our corrupt government. It is past time to shake things up in our government.
Is it right to make having health insurance the law? Things like home insurance or car insurance can be avoided by not owning them, however, your health is not something you can disown.
Furthermore, for those who's jobs do not provide this benefit this puts a huge strain on their budget, sometimes often costing as much or more then most peoples mortgages.
Thoughts?
How you gon have health insurance that cost more than most people's mortgage. That doesn't make sense. Did you post that information in error/a typo?
Health insurance adds no value to the health care equation. This industry should go the way of the dodo bird.
Single payer works well around the world. They aren't that much smarter than we are. I think America is capable of making it work. Or at least copying someone else's efficient system.
How you gon have health insurance that cost more than most people's mortgage. That doesn't make sense. Did you post that information in error/a typo?
My mortgage is $1350/month.
My Blue Cross/Blue Shield monthly premium for family coverage is roughly $1500/month. If not for my employer covering about $1000/month of that, I seriously doubt I could pay the entire thing on my teaching salary.
As I've said before in other posts here on CD, you're not required under the force of law to have health insurance (unlike for example auto insurance where it's actually considered a crime to drive without adequate coverage). You just have to pay higher taxes if you choose not to so you don't freeload if you have a medical emergency.
How you gon have health insurance that cost more than most people's mortgage. That doesn't make sense. Did you post that information in error/a typo?
Our insurance cost for a policy with a $12,000.00 deductible is $1143.00 a month. Our mortgage is $1100.00 a month. Insurance cost more and we have to pay $12,000 before the insurance pays anything! This is the cheapest I could find that meets our needs.
The real problem I have with ACA is that the politicians all exempted themselves. I recall not that long ago, the hue and cry that went up in Congressional offices when their staffers feared not being exempted from it. Now, I ask you...WHY is it not good enough for the politicians? You know, the ones who voted it into law? Ms. Pelosi with her, "we have to pass this to see what's in it", when she herself is exempt from it?? I don't think so.
For those of you who want a 'single-payer system', tell me, who will that apply to? Just us unwashed masses, or the big wigs, too? Why isn't ObamaCare good enough for Obama???
The real problem I have with ACA is that the politicians all exempted themselves. I recall not that long ago, the hue and cry that went up in Congressional offices when their staffers feared not being exempted from it. Now, I ask you...WHY is it not good enough for the politicians? You know, the ones who voted it into law? Ms. Pelosi with her, "we have to pass this to see what's in it", when she herself is exempt from it?? I don't think so.
For those of you who want a 'single-payer system', tell me, who will that apply to? Just us unwashed masses, or the big wigs, too? Why isn't ObamaCare good enough for Obama???
It's not just the insurance system that is broken, it is the entire provider system. Do you know what a replacement hip for my dog cost me? $600. Do you know what the same technology, just as easy to make, costs for people? $40,000. Same materials, same technology, different profit structure. Have you tried to get a doctor's appointment lately? They are booking 3 months out. We need a couple dozen new medical schools to keep up with demand, but we don't have them. I see doctors who graduated from medical school in other countries, because we can't supply enough of our own. Of course the docs can charge whatever the traffic will bear, because they have no competition.
If you think health insurance is expensive now, just wait a few years. Health care costs are going up a lot faster than home prices, and they never drop.
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