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well, my Dad ending up in a nursing home after a very severe stroke and lived 8 years. I believe the rule was he could stay in the facility for like 60 days without any charge and then after that, he was charged. I guess at some point he went from Medicare to Medicaid, or both, not sure but he had to spend down his assets and we had to sell his home to pay for his care. This was in New York state. If there would have been a spouse living in the home, then they can't make you sell your home but if there isn't, then they do. And I think the look-back period is like 5 years now.
I think the person is trying to say the lawyer recommended not having assets. I know when my grandmothers health started to decline, we transferred all her properties into her children's names. When the time came for her to go into a nursing home, we had to pay the monthly bill of $8k, just until she only had a little bit of money and then medicaid or medicare, picked up the entire nursing home cost. We still have the properties.
And that it why Medicaid must be changed.
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