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Old 01-16-2020, 02:23 PM
 
946 posts, read 1,150,800 times
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I'm confused on what is the best way to keep health coverage during my move from Houston, TX to Southern California. I did call my current insurance (BCBSTX) and they said they have no coverage out of state. Therefore will I need to purchase private insurance before I move to CA and end my BCBSTX coverage so that I don't end up paying for 2 premiums?
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Old 01-16-2020, 03:12 PM
 
Location: Alexandria, VA
15,185 posts, read 27,977,872 times
Reputation: 27366
So what is your question? You've gotten your answer.
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Old 01-16-2020, 03:34 PM
 
Location: OH>IL>CO>CT
7,549 posts, read 13,751,374 times
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Schedule the cancellation of the old for the same day as the new policy starts.
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Old 01-16-2020, 03:54 PM
 
Location: Watervliet, NY
6,991 posts, read 4,010,786 times
Reputation: 12988
Quote:
Originally Posted by reed303 View Post
Schedule the cancellation of the old for the same day as the new policy starts.
The old policy should end BEFORE the new policy starts, preferably the day before, so there is no gap in coverage.
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Old 01-16-2020, 06:00 PM
 
946 posts, read 1,150,800 times
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Quote:
Originally Posted by ContraPagan View Post
The old policy should end BEFORE the new policy starts, preferably the day before, so there is no gap in coverage.
So basically cancel the old policy as I'm boarding the plane to CA and have the new policy start the same day?
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Old 01-16-2020, 06:47 PM
 
Location: Alexandria, VA
15,185 posts, read 27,977,872 times
Reputation: 27366
You simply have the insurance for a specific period - your start your new policy as of x-day (the first of the month) - you don't (and shouldn't) tell them on the last day - you are over-thinking this.
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Old 01-16-2020, 07:15 PM
 
946 posts, read 1,150,800 times
Reputation: 412
Quote:
Originally Posted by reed303 View Post
Schedule the cancellation of the old for the same day as the new policy starts.
Thank you that is what I was looking for.
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Old 01-18-2020, 07:51 AM
 
Location: Watervliet, NY
6,991 posts, read 4,010,786 times
Reputation: 12988
Quote:
Originally Posted by Surfertx View Post
So basically cancel the old policy as I'm boarding the plane to CA and have the new policy start the same day?
No, you arrange to have the old policy end on one day and the new policy start the following day.
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