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If you are working with the employer paid health insurance you do not have to apply for Medicare. You do not pay for Part B at all. You will not pay until your employment ends so your employer health insurance ends. If by then you are over 65 & approaching your Full Retirement Age of 66 or 67 you will apply for Social Security & Medicare.
The magic age is when you turn 65 to be Medicare eligible & Social Security eligible at your FRA. If you meet this your Part B premium is deducted from your Social Security.
There may be some individuals that apply for Medicare at 65 to cover expenses not paid by the employer health insurance. They would have to pay the premium.
If you are working with the employer paid health insurance you do not have to apply for Medicare. You do not pay for Part B at all. You will not pay until your employment ends so your employer health insurance ends. If by then you are over 65 & approaching your Full Retirement Age of 66 or 67 you will apply for Social Security & Medicare.
The magic age is when you turn 65 to be Medicare eligible & Social Security eligible at your FRA. If you meet this your Part B premium is deducted from your Social Security.
There may be some individuals that apply for Medicare at 65 to cover expenses not paid by the employer health insurance. They would have to pay the premium.
Thank you
A guy in our company told me he pays for his own Medicare Part B. He is 65 years old and works full time.
Our health plans are suppose to be at no cost to us and $20 for our spouse. Yet I've heard they are high deductible plans so you get what you pay for. It shocked me he is paying for Part B. He is in a different dept with a different contract. It doesn't seem fair
We are retired, ,over 65, and my husband is a federal retiree. Have Medicare and federal employees Blue Cross Blue Shield as secondary insurance, standard option, Self Plus One. We pay the Medicare premiums, and close to $1000 monthly for the Blue Cross.
A guy in our company told me he pays for his own Medicare Part B. He is 65 years old and works full time.
Our health plans are suppose to be at no cost to us and $20 for our spouse. Yet I've heard they are high deductible plans so you get what you pay for. It shocked me he is paying for Part B. He is in a different dept with a different contract. It doesn't seem fair
So in this case the employer plan provides catastrophic coverage.
Medicare could be primary, that covers 80% of the medical expense. The employer plan may cover most of the 20%. Probably save on not having to buy Medigap plan. If there is prescription coverage may save on not having to have separate drug plan.
We are retired, ,over 65, and my husband is a federal retiree. Have Medicare and federal employees Blue Cross Blue Shield as secondary insurance, standard option, Self Plus One. We pay the Medicare premiums, and close to $1000 monthly for the Blue Cross.
We are retired, ,over 65, and my husband is a federal retiree. Have Medicare and federal employees Blue Cross Blue Shield as secondary insurance, standard option, Self Plus One. We pay the Medicare premiums, and close to $1000 monthly for the Blue Cross.
Oh my
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