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Since this poll is from 2007, I think it's time for a new thread with a new poll. Everyone is paying more for health insurance today. I'm actually shocked so many people voted they paid so little. Maybe they were giving the amount for individual coverage instead of family coverage.
Since this poll is from 2007, I think it's time for a new thread with a new poll. Everyone is paying more for health insurance today. I'm actually shocked so many people voted they paid so little. Maybe they were giving the amount for individual coverage instead of family coverage.
This thread started on the Retirement Forum - which is why the amounts are low.
Some retirees may be on Original Medicare Part A - and not be enrolled in Part B. In which case, there is no premium.
Some retirees may be on Original Medicare, plus Part B - paying $105/mo. for Medicare Part B. At the time the thread began, premium for Medicare Part B was below $100.
Some of these same people could also be enrolled in a Medicare Advantage Plan which requires enrollment in Part B @ $105/mo, many of which (MA Plans) do not charge an additional premium beyond that. Other MA's may charge a premium - generally, these are not very high.
Some retirees may be paying for Part B and a Medigap plus Part D, which brings their total cost to $275-$400/mo., depending on region.
Some retirees may be in a retiree employer health plan, for which they are paying nothing - or may be paying a substantial premium. Costs vary widely.
Again, this thread began on Retirement - which accounts for the low costs.
Perhaps it should be renamed cost of Retiree Health Coverage and, as you suggest, another thread begun with more definitive questions.
Employer coverage, self-employed coverage, retiree coverage. Lots of options. This poll doesn't reflect most of those who are still working.
Last edited by Ariadne22; 11-02-2013 at 11:23 PM..
Well gosh - an operation in India costs about 5-8% or so what it costs in the US. Ever consider that the average annual income in India is about 3% of the average annual income in the US ($1500 - India 4th largest economy but has low per capita income: Survey - The Hindu - versus about $50k in the US - U.S. median household income up 4% at end of 2011). Perhaps if we paid our health care providers a couple of dollars an hour for their efforts - our health care here would be cheaper too. Is that the kind of country you want to live in - a country like India . Robyn
NPR had someone on their show a couple weeks ago and he was relating employment figures in India (he was from India), the average non-skilled salary in India was $1.50/day.
Quote:
Originally Posted by clb10
Huh?
Same surgery does not equal the same quality of care....there is a area reason you see so many immigrants from India in the US...
...Same surgery does not equal the same quality of care....there is a area reason you see so many immigrants from India in the US...
Living conditions can be very different too. My SIL went on a Rotary exchange trip to India. She stayed in the homes of upper middle class people (a fair number of doctors). Some homes had no running water (servants would fetch buckets of water so she could bath/shower).
FWIW - when we came here 16 years ago - we didn't have a single Indian restaurant or grocery store. We now have a fair number as Indian immigrants and Indian/Americans (many of whom work in health care) move here. Robyn
Living conditions can be very different too. My SIL went on a Rotary exchange trip to India. She stayed in the homes of upper middle class people (a fair number of doctors). Some homes had no running water (servants would fetch buckets of water so she could bath/shower).
FWIW - when we came here 16 years ago - we didn't have a single Indian restaurant or grocery store. We now have a fair number as Indian immigrants and Indian/Americans (many of whom work in health care) move here. Robyn
Yep, but hey, you can get that heart surgery for $7000 there....
Yep, but hey, you can get that heart surgery for $7000 there....
Perhaps we Westerners can sometimes have an arrogant view of India and other Asian countries...basing our opinions on old stereotypes about their cleanliness and skills.
Since this poll is from 2007, I think it's time for a new thread with a new poll. Everyone is paying more for health insurance today. I'm actually shocked so many people voted they paid so little. Maybe they were giving the amount for individual coverage instead of family coverage.
What you pay and what it costs are two different things. I pay around $260/month and my wife pays the same. But the actual cost to the company (we are pre 65 retirees) is around $750/month each.
I had a fairly senior position before I retired and I know what the actual costs are. The company is self-insured and operates health insurance on a non-profit basis. The actual administration is sub-contracted to United.
In addition, a portion of your taxes are going to pay for Medicare, Medicaid, VA, etc. The actual amount will obviously depend on how much tax you pay.
Yep, but hey, you can get that heart surgery for $7000 there....
Medical tourism isn't just about going to 3rd world countries. You can save a lot of money by having procedures performed in the UK or Germany. When I lived in Switzerland, I would drive over the border into France for dental care as it was half the price. The US is so expensive, you can save money by going just about anywhere.
Perhaps we Westerners can sometimes have an arrogant view of India and other Asian countries...basing our opinions on old stereotypes about their cleanliness and skills.
Or sometimes its just true....and give the people I've talked to FROM India..they agree with me...there is a reason they left...
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. Robyn
