Quote:
Originally Posted by Rapture
Thank you but SSI is the same as SSD? And calculated the same? I know maybe a dumb question but I know nothing about this stuff and honestly don't get most of it.
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SSI is a welfare program that is means-tested and can change based on where you live and your living situation (at home, roommates, etc). SSDI is disability
insurance, so it works the same as any insurance policy it is just funded and administered by the federal government. You qualify for SSDI if you have enough work credits. The disability standards are the same for each and are done by the DDS (disability determination services).
SSA uses the blue book:
Disability Evaluation Under Social Security
I would also recommend the NoLo press disability book:
Amazon.com: Nolo's Guide to Social Security Disability: Getting & Keeping Your Benefits (9780873379144): David A. Morton: Books
Also this yahoo group is an invaluable resource:
Disinissues : DISINISSUES Disability Insurance Issues
I know if you are on ssdi you can earn under a certain amount and still receive your normal benefits. You are suppose to tell ssa when you start working for any reason, this can potentially trigger a review. The consensus from various online resources and legal professionals is if you earn underneath the monthly limit, just keep it to yourself.