[Everdeen]

Originally Posted by Juxtaposition109

Can some more people beside IVOC actually give some numerical answers to my question instead of trying to turn this into a political debate?

Fair enough.

I claim married and zero. I also have them withhold $50 per week extra (we were paying every year at tax time). That ended up being about 10% of my gross. I think, and I'm not sure on this, the standard withholding is 1.5% for medicare (we don't pay Social Security). I pay $226 a month for my insurance. For one person it would be $100 or zero if you opt for a bare bones plan. I also pay for long term and short term disability. This is optional, but I strongly suggest that you (and anyone else) purchase it. Since Nevada Teachers don't pay Social Security, they are not covered by Social Security Disability should you become disabled. At the very least, get the long-term policy. I also elected to participate in an FSA medical spending account and an additional $104 is taken out of each paycheck for that. If you opt to join the teacher's association (Nevada law is forbids public school teachers from having a union), it's another $60 or $80 per month.

[Bps401]

First year full time teaching in Vegas with a bachelors. I opted for the least expensive plan for insurance for my wife and I. Comes out to 66 a month. I dont have anything extra taken out of my check, and I didnt join the union. I clear 2600 each month. Not bad, not great. But itll get much better once I get my masters.

[airics]

Come next year, with the new healthcare law, that 66 a month, may disappear.. Watch it triple at least... and what kind of insurance is 66 a month for 2, if you are not in a union?

[V2thunder]

With those numbers screw a bachelors or masters. Go be a barback at PTs pub and make more lol.

[NLVgal]

Originally Posted by airics

Come next year, with the new healthcare law, that 66 a month, may disappear.. Watch it triple at least... and what kind of insurance is 66 a month for 2, if you are not in a union?

He has the option for CCCTA or HPN, probably. The former is a PPO plan, and the latter is an HMO. Either way, it's fairly comprehensive insurance, if you stay in- network. It is unlikely that his premiums will change with the new HC law.

[Everdeen]

Originally Posted by airics

Come next year, with the new healthcare law, that 66 a month, may disappear.. Watch it triple at least... and what kind of insurance is 66 a month for 2, if you are not in a union?

Everyone is entitled to the same benefits regardless of whether they join the association - there's no teacher's union here.

[Juxtaposition109]

Originally Posted by V2thunder

With those numbers screw a bachelors or masters. Go be a barback at PTs pub and make more lol.

The OP has already worked as a cook at PT's Gold. I would have tried the barback route but our GM only hired girls w/ chi chi's for that spot. I'm not a girl w/ chi chi's so I couldn't go that route.

My health insurance through MGM is only going up one dollar next year making it a total of $34 a month for my MGM Direct Care plan.

I already make the same wage as a casino dealer at a lower end property on the strip that I would as a teacher so I have pretty much decided to scrap teaching b/c it seems there are to many politics and hassles in it for what it pays. The idea of having around three months a year off would be nice b/c I never get anything but my week of paid vacation through the casino. I really don't know, I'm still undecided.

[ft_chief]

Originally Posted by Everdeen

Fair enough.

I claim married and zero. I also have them withhold $50 per week extra (we were paying every year at tax time). That ended up being about 10% of my gross. I think, and I'm not sure on this, the standard withholding is 1.5% for medicare (we don't pay Social Security). I pay $226 a month for my insurance. For one person it would be $100 or zero if you opt for a bare bones plan. I also pay for long term and short term disability. This is optional, but I strongly suggest that you (and anyone else) purchase it. Since Nevada Teachers don't pay Social Security, they are not covered by Social Security Disability should you become disabled. At the very least, get the long-term policy. I also elected to participate in an FSA medical spending account and an additional $104 is taken out of each paycheck for that. If you opt to join the teacher's association (Nevada law is forbids public school teachers from having a union), it's another $60 or $80 per month.

Since teachers don't pay into Social Security, what happens to your pension if you decide to leave CCSD after 10 years of teaching?

[photobuff42]

You're vested after five years and can draw it. You can also buy up to 5 years.

[Everdeen]

Originally Posted by ft_chief

Since teachers don't pay into Social Security, what happens to your pension if you decide to leave CCSD after 10 years of teaching?

We are vested after 5. Each year that a teacher works, they build up their defined benefit by 2.6% (it might be 2.5%) towards their retirement. So a teacher that works 10 years and then leaves the district will receive 26% of the average of their three highest years salary every year beginning at retirement age.

I worked for 20 years and paid into the Social Security but will not receive any of that because CCSD doesn't pay Social Security and there is a policy in place, the Windfall Elimination Provision, that does not allow me to collect both even though I paid into both.