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Old 01-16-2019, 03:07 PM
Status: "Born and raised in Kansas City. In Vegas since 2016" (set 5 days ago)
 
Location: LAS VEGAS, NV
14 posts, read 5,238 times
Reputation: 26

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Navy Federal offers a true checking account with no monthly fees or requirement of direct deposit.

https://www.navyfederal.org/products...ayChecking.php
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Old 01-16-2019, 04:00 PM
 
454 posts, read 181,425 times
Reputation: 272
Washington Mutual
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Old 01-16-2019, 04:38 PM
 
348 posts, read 286,512 times
Reputation: 267
Quote:
Originally Posted by ElleTea View Post
It is for me. No fees as long as I have one direct deposit a month. ATMs and branches are easy to find all over Las Vegas and Phoenix, and the mobile deposit workds pretty well.
Having a direct deposit(DD) is a hassle. So is maintaining a $1500 balance if no DD. Also their DD is always delayed where Navy Federal credits your account 1 day in advance. Foreign transaction fees and cash withdrawal fees at non chase banks is a killer.
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Old 01-16-2019, 04:57 PM
 
Location: Henderson, NV, U.S.A.
9,863 posts, read 5,855,298 times
Reputation: 17690
Quote:
Originally Posted by joelg1988 View Post
Navy Federal offers a true checking account with no monthly fees or requirement of direct deposit.

https://www.navyfederal.org/products...ayChecking.php
if you are eligible. i've been with them since the 1980s.
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Old 01-16-2019, 09:57 PM
 
Location: Here and there, you decide.
11,703 posts, read 22,992,510 times
Reputation: 3973
Quote:
Originally Posted by spectras View Post
Check Capital One - they are all online, but really great with awesome support:

https://www.capitalone.com/bank/chec...cking-account/
They have physical banks called cafes. There’s one at Aliante
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Old 01-16-2019, 10:38 PM
 
70 posts, read 28,007 times
Reputation: 54
Quote:
Originally Posted by airics View Post
They have physical banks called cafes. There’s one at Aliante
That is cool! I heard about their caffe in another state, but did not know that they have it here too.
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Old 01-17-2019, 01:05 AM
 
1,718 posts, read 968,951 times
Reputation: 1364
Capital One 360.…...free ACH transfers...
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Old 01-17-2019, 03:18 AM
 
1,223 posts, read 1,927,051 times
Reputation: 617
What do you mean by "no string attached"?
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Old 01-17-2019, 07:18 AM
 
8,802 posts, read 9,084,335 times
Reputation: 7447
Quote:
Originally Posted by usnftcret View Post
Having a direct deposit(DD) is a hassle. So is maintaining a $1500 balance if no DD. Also their DD is always delayed where Navy Federal credits your account 1 day in advance. Foreign transaction fees and cash withdrawal fees at non chase banks is a killer.
How is direct deposit a hassel? NOT having it is a hassle! I almost never need to go to the bank branch. There is also no delay in getting paid. I never have any fees.
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Old 01-17-2019, 10:25 AM
 
348 posts, read 286,512 times
Reputation: 267
Quote:
Originally Posted by ElleTea View Post
How is direct deposit a hassel? NOT having it is a hassle! I almost never need to go to the bank branch. There is also no delay in getting paid. I never have any fees.
1. They require a min DD of $500 per month or $1500 min balance to waive their monthly service fee. I have several DDs per month. Unless you plan to make Chase your primary bank, it is a hassle. I use Ally Bank for my savings account and Navy Federal for all my checking and bill pay. Don't have to worry about any service fees. 2. My DD with Chase was delayed up to 2 days compared to Navy Federal DD. Just my personal experience.
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