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I'm buying a house at Farmingville.....What home insurance company has the better deals....I just got my first quote from GEICO for $2,100...I had my car insurance at GEICO....I was expecting around $1,100 to $1,400...The house is a ranch (1600 SQF) with Swimming pool.
Try Liberty Mutual. Depending on where you work and/or went to college you may qualify for an associated-company discount. Also ask them for an auto quote because the multi-policy discount would apply to both your auto and homeowners if with the same company.
$2100 sounds high for 1600 sf even including an inground pool. My nephew is paying $2800 from Liberty for a 3200 sf house with an inground pool... double the square footage of yours.
What deductible were you quoted? You can lower any premium quite a bit by raising your deductible.
$2100 does sound high. Shop around - Liberty, State Farm and Allstate are all good. I've worked in P&C insurance for almost 20 years and GEICO stinks. I would never want to have a claim with them. Put your cars with whomever you get your HO from and get a multi-line discount. Also gives you more leverage if you have a disagreement over a claim ("I've got all my insurance with you...yada, yada" - especially if you go with SF or Allstate where you can build a rapport with your agent).
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Wow, that seems awfully high. Farmingville is in the middle of the island, right? I don't see why it should be that high if it isn't that close to the water. We're closing on a house in Levittown this week. We're going through Interboro insurance and only paying $866 a year.
Just an update...I start shopping for the insurance and call 4 different agents to get quotes under similar conditions ($1,000 deductible) for the same house...
Of course went with $986.00..This is crazy....Right?
My closing date is schedule for next tuesday (06/02)...I'm happy with my first home...
How is Interboro with Auto Insurance?..I'm with Geico but maybe Interboro could be a good idea to save more money...I'm paying $750 (6 months) with GEICO...
WOW I thought the home owners insurance was only high herec in fl. 2300 a year 2k sq cft with a pool. Ithought the insurance up there was about 500 a year. What happen to ny s ins prices? We are moving back to ny and getting out of misery fl.
The Interboro rates should be all the same, doesnt make any difference which agent you use. They just didnt match coverage for coverage. Interbor will come out and do an inspection. If they find something they dont like, the will issue a cancellation notice. Make sure you are living in the house when they come out.
Many insurnace companies use credit scoring as part of their rating process. That is why you will find higher rates for some peope.
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